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Have you had any insurance void, declined, cancelled or had any special terms imposed within the last 5 years?

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Have you been convicted of any criminal offences within the last 5 years or do you have any unspent convictions or are you currently the subject of ongoing prosecution (excluding any motoring offences)?

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Have you ever been the subject a County Court Judgement or Sheriff Court Decrees in respect of debt?

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Have you ever been declared bankrupt or insolvent or been a director, partner or owner of a business that has been declared insolvent or put into administration or had a receiver appointed?

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Please scroll down and read the following statement, confirming below that you have read and agree to all of the terms and conditions.

You acknowledge that:

  • You are a UK resident who is over 18
  • You do not undertake any work for national or international newspapers or magazines or their websites
  • You do not carry out any photography work where the foreign office advises against travel
  • You meet the security requirements for the insured location
  • You are not aware of any facts or circumstances which may give rise to a claim under this policy

Security requirements

Under £25k Sum Insured:

  1. Any external doors of the premises are fitted with either a mortice deadlock/hook lock, which has 5 or more levers with matching boxed striking plate and conforms to BS3621 standard, or a cylinder operated deadlock or a deadlocking multipoint locking system.
  2. Any internal door providing access to any part of the building not occupied by you must be secured by means of either a panic bar locking system incorporating bolts which engage both the head and sill of the doorframe, or a mortice lock having specific application.
  3. All ground floor and basement windows and skylights and all other opening windows and skylights accessible from roofs, balconies, decks, canopies, awnings, down pipes or guttering must be fitted with key operated window locks fitted or permanently fixed shut.

Above £25k Sum Insured:

In addition to the security conditions above, the following will apply:

Either

  1. All external doors must be shuttered with substantial steel or metal security shutters designed by the manufacturer to provide security for the premises and any opening windows must have metal bars or security shutters installed; or
  2. A NSI approved alarm must be installed and put into operation when the premises are left unattended; the alarm system should be annually maintained and linked & monitored by the alarm company central station or police

I have read and agree to all of the terms and conditions.

The insurance is underwritten by {{ cpCtrl.PolicyYear > 2018 ? "Aviva Insurance Limited" : "Accelerate Underwriting on behalf of Royal & Sun Alliance Insurance PLC" }}.

The Legal Expenses insurance is underwritten by AmTrust Europe Limited.

This policy meets the Demands and Needs of a photographer who requires insurances as detailed in the insurance booklet.

Any insurance policy purchased through this website will be subject to the terms and conditions in the insurance booklet. To assess whether our policy meets your needs and requirements, you should read our Terms of Business and Insurance Booklet.
By clicking the button below, I confirm all details provided are correct and accept all Terms of Business and the Insurance Booklet.

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Policy summary

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Policy summary

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Ripe Insurance Services Limited is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No 04507332.