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Payment options available on checkout

Monthly*

{{vm.calculationResult.MonthlyEquivalent | currency:'£' }}

Pay 0% APR Monthly

(9) monthly payments of {{vm.monthlyPremium() | currency:'£' }}, plus 20% initial deposit of {{vm.deposit() | currency:'£' }}

Annual Premium

{{vm.calculationResult.PolicyPremium | currency:'£'}}

Pay Annually

includes {{vm.calculationResult.TradePercentageAdjustment * -1}}% Profession Discount

Your cover

Public or Products Liability

{{vm.plCoverAmount()}}

Cost

{{vm.calculationResult.PlPremium | currency:'£'}}

Excess

{{vm.quote.Trade.UPExcess | currency:'£':0}} (Damage to underground pipes, cables or services)

{{vm.quote.Trade.HeatExcess | currency:'£':0}} (Damage to property caused by or arising from the use of welding or heat cutting equipment, blow lamps, torches, hot air guns or any other work involving the use or application of heat)

{{vm.quote.Trade.TppdExcess | currency:'£':0}} (Third party property damage only)

Employers' liability

£10m

Cost

{{vm.calculationResult.ElPremium | currency:'£'}}

Injury to working partners

{{vm.calculationResult.IwpPremium | currency:'£'}}

Fixed woodworking machinery

{{vm.calculationResult.FwmPremium | currency:'£'}}

Tools

{{vm.tcCoverAmount()}}

Cost

{{vm.calculationResult.TcPremium | currency:'£'}}

Excess

£250 (caused by theft or attempted theft from any unattended motor vehicle or trailer not contained in a securely locked building or guarded security park)

£60 (all other claims)

Contract Works

{{vm.cwCoverAmount()}}

Cost

{{vm.calculationResult.CwPremium | currency:'£'}}

Excess

£500 (damage caused by theft, attempted theft of malicious damage)

£250 (all other claims)

Own Plant

{{vm.opCoverAmount()}}

Cost

{{vm.calculationResult.OpPremium | currency:'£'}}

Excess

£500 (damage caused by theft, attempted theft or malicious damage)

£250 (all other claims)

Hired-in Plant

{{vm.hipCoverAmount()}}

Cost

{{vm.calculationResult.HipPremium | currency:'£'}}

Excess

£500 (damage caused by theft, attempted theft or malicious damage)

£250 (all other claims)

Goods in Transit

£500

Cost

{{vm.calculationResult.GitPremium | currency:'£'}}

Accidental Death

£10,000

Cost

FREE

Cover start date

{{vm.quote.PolicyStartDate | date:'dd/MM/yyyy'}}

Total amount

{{vm.calculationResult.PremiumNoDiscount | currency:'£'}}

{{vm.calculationResult.DiscountFactor * 100}}% Introductory discount

{{vm.calculationResult.DiscountFactor * 100}}% Profession Discount

{{vm.calculationResult.DiscountValue * -1 | currency:'£'}}

No claims discount

{{vm.calculationResult.NcdAmount * -1 | currency:'£'}}

Insurance Premium Tax (IPT) {{vm.calculationResult.IptRate * 100}}%

{{vm.calculationResult.PolicyPremiumIptAmount | currency:'£'}}

Admin fee

{{vm.calculationResult.AdminFee | currency:'£'}}

Total cost

{{vm.calculationResult.PolicyPremium | currency:'£'}}

Not quite ready?

So you don't forget to take advantage of this price, email your quote and buy it later.

*Actual monthly payments will consist of an initial 20% deposit followed by 9 equal instalments of the above amount by Direct Debit.

© Ripe Thinking Limited 2019

Ripe Insurance Services Limited is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No 04507332.