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First-class protection for Jewellery & Watches

Insure your most treasured valuables with experts you can trust

  • Theft, Loss* and Accidental Damage cover
  • Worldwide cover included
  • No hassle claims service
  •  Monthly payments available

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Save 10% when you insure two or more items

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Jewellery insurance

Your most treasured jewellery should be enjoyed and worn without the constant worry of loss, theft or damage. With our bespoke jewellery insurance and engagement ring insurance, your precious rings, necklaces, bracelets and earrings will be covered anywhere in the world, allowing you to get maximum wear with complete peace of mind.

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Watch Insurance

Our tailor-made watch insurance has been designed with your lifestyle in mind. Whether you have a single luxury watch or a collection up to £30,000 in value, our insurance provides worldwide cover against loss, theft and accidental damage, giving you complete protection home and away.

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Looking to cover your jewellery and watches under the same policy? No problem! Get a combined quote now.

What does our valuables insurance cover?

Refer your friends and you'll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a £20 voucher of your choice but your friends will receive an exclusive discount too!

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Important documents

If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.

Which of your valuables are you looking to cover?


More reasons to choose us


Ripe Guarantee

At Ripe we take good care of you with great cover and exceptional service at the right price. Click here to find out more.

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We'll beat TH March renewal quotes

Is your watch or jewellery insurance up for renewal? If you’re a TH March customer we’ll beat their renewal quote by up to 10%. As soon as you get your renewal details through, get in touch and we'll let you know how much you could save. 

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Worldwide coverage

Unlike other insurance companies, we don’t exclude territories or limit cover to only a few days outside the UK. Providing that you are a UK resident, your policy allows you to enjoy peace of mind wherever you are with unlimited international cover as standard on all policies.

Simple claims process

If the worst should happen and you need to make a claim, we’ll work with you to quickly provide settlement. We’re partnered with a network of jewellers nationwide to make replacing your precious items a smooth and stress-free experience.

Check out some of our great reviews

*If the item you are wanting to insure was purchased/gifted more than 60 days ago, and you have not had it insured in the last 60 days, then loss cover will be excluded. Your policy will still provide cover for theft and accidental damage for all items you have chosen to insure with us.

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