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Card Payment Accepted

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Monthly Payment

{{vm.NumberOfInstalments}} Monthly Payments

>

Pay {{vm.Apr}}% APR Monthly

{{vm.NumberOfInstalments}} monthly repayments of

plus 20% initial deposit of {{vm.Deposit | currency: '£'}}

A total charge of {{vm.TotalPayableIncDeposit | currency: '£'}}

This includes the cost of interest which is {{vm.InterestAmount | currency: '£'}}

Monthly payments are subject to a {{vm.Apr}}% APR. The credit facility will be provided by third party finance provider Premium Credit Limited of Ermyn House, Ermyn Way, Leatherhead, Surrey KT22 8UX. Ripe Insurance Services Ltd are acting as the credit broker.

{{vm.Apr}}% APR

Annual Payment

1 Single Payment

Preferred method payment?

DIRECT DEBIT (1 x annual payment)

Pay quickly and easily with a single bank transfer payment by Direct Debit.

CREDIT/DEBIT CARD (1 x annual payment)

Or make one payment by Credit/Debit Card.

Your quote is {{vm.Premium | currency: '£'}} for 12 months cover. You’ve chosen to pay annually by Direct Debit. Please complete your bank details below (or return to payment options).

Complete payment details

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Please enter a valid bank name

Please enter a valid account holder name

Please enter a valid account number

Please enter a valid Sort Code - -

Please pay Ripe Insurance by Direct Debit from the account detailed on this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Ripe Insurance, and if so details will be passed electronically to my Bank/Building Society. Some Banks or Building Societies may not accept Direct Debit Instructions for some types of accounts. Payment will be taken from your account within the next 21 days.

Please check the box below to indicate your acceptance

I confirm all details are correct and accept all Direct Debit Guarantee.

Policy renewal information
When your policy is due for renewal we will notify you no less than 14 days in advance of taking payment, at which point you can choose to allow your policy to automatically renew or cancel your policy. If you do not want us to automatically renew your policy you can opt out immediately after you purchase your policy or at any point during the policy term. Please see our Terms of Business for further details on the automatic renewal process.

Your quote is {{vm.Premium | currency: '£'}} for 12 months cover. You’ve chosen to pay annually by credit/debit card. Please complete your card details below (or return to payment options).

Complete payment details

We were unable to take payment using these card details. Please try again. If you continue to experience problems, please call us on 0800 668 1505.

We were unable to take payment using these card details. Please try again. If you continue to experience problems, please call us on 0800 668 1505.

{{vm.DirectDebitPaymentErrorMessage}}

Please select a card type

Please enter a valid card number

Please enter a valid expiry date /

Please enter a valid Name

Please enter a valid security code

Policy renewal information
When your policy is due for renewal we will notify you no less than 14 days in advance of taking payment, at which point you can choose to allow your policy to automatically renew or cancel your policy. If you do not want us to automatically renew your policy you can opt out immediately after you purchase your policy or at any point during the policy term. Please see our Terms of Business for further details on the automatic renewal process.

Your quote is {{vm.Premium | currency: '£'}} for 12 months cover.

As you have chosen to finance the cost of your insurance, you will pay a 20% initial deposit by card and the remaining balance through Premium Credit Ltd by {{vm.NumberOfInstalments}} monthly Direct Debit repayments, which is a total cost of {{vm.TotalPayableIncDeposit | currency: '£'}}. This includes the additional cost of the interest when paying monthly via Premium Credit which is {{vm.InterestAmount | currency: '£'}}.

The duration of your policy is 12 months and if you choose to renew your policy in the future, the arrangement with Premium Credit Ltd will continue.

If your credit application is successful, Premium Credit Ltd will pay for your insurance in full and you will be obliged to repay this credit by monthly Direct Debits. You will also be asked to sign a credit agreement with Premium Credit Ltd. Your personal information and the bank details you provide will be passed to them and they will contact you via email, text or post.

Credit is subject to status and Premium Credit Ltd may use a Credit Reference Agency that leaves a record of the search or other information about you to carry out credit and anti-money laundering checks. This record will be visible to third parties. On renewal of your policy we will continue to pass your details to Premium Credit Ltd unless you instruct us otherwise. (or return to payment options).

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{{vm.Deposit | currency: '£'}}
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{{vm.InterestAmount | currency: '£'}}
{{vm.Apr}}%
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{{vm.Instalment | currency: '£'}}
{{vm.TotalPayableExDeposit | currency: '£'}}
{{vm.TotalPayableIncDeposit | currency: '£'}}

Great news, we've received your deposit. Your cover will start on {{vm.CoverStartDate }} and your policy documents will be with you shortly.

We were unable to take payment using these card details. Please try again. If you continue to experience problems, please call us on 0800 668 1505.

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1Pay 20% Deposit

Your initial 20% deposit will be taken by credit/debit card by Ripe Insurance Services Ltd. Payment will be processed immediately.

Please select a card type

Please enter a valid card number

Please enter a valid expiry date /

Please enter a valid Name

Please enter a valid security code

2Set up monthly Direct Debit

Your 9 monthly repayments will be collected by Direct Debit.

DIRECT DEBIT INSTRUCTION

Please enter a valid bank name

Please enter a valid account holder name

Please enter a valid account number

Please enter a valid sort code - -

Your Direct Debit details will be passed to Premium Credit Ltd. They will send you a welcome pack detailing their full terms and conditions and commence collection of your repayments. A credit agreement will be included which you need to sign and return. A £10 charge may be incurred if Premium Credit Ltd are required to write to you to remind you to sign your agreement. You can make a full or partial repayment at any time.

If you do change your mind you can withdraw from the credit agreement free of charge within 14 days by contacting us, any repayments you have made will be refunded to you and you will have to find an alternative way to pay for your insurance. If you cancel after 14 days, you may have to repay any money owed to Premium Credit Ltd.

All payments will appear on your bank statement as PC/RIPE {{vm.brandName}}. The first collection will come out of your bank account within one month after your insurance is incepted and on the same date each month after that. If you wish to change this date, please contact Premium Credit Ltd once you have received their agreement and before the first payment is due to be taken. Premium Credit Ltd will charge you £5 to change your repayment date in the future.

On renewal of your policy, we will continue to pass your details to Premium Credit Ltd unless you instruct us otherwise. All the normal Direct Debit safeguards and guarantees apply.

Please check the box below to indicate your acceptance

I have read and agreed to the above statements and terms of the Direct Debit Guarantee.

Policy renewal information
When your policy is due for renewal we will notify you no less than 14 days in advance of taking payment, at which point you can choose to allow your policy to automatically renew or cancel your policy. If you do not want us to automatically renew your policy you can opt out immediately after you purchase your policy or at any point during the policy term. Please see our Terms of Business for further details on the automatic renewal process.

Please note

By ticking this box your policy will not renew automatically.

To prevent your policy from expiring and therefore not being covered you will need to renew your policy online or call us on {{ vm.AutoRenewModalNumber }} prior to the policy end date.

Confirm

Cancel

Please note

By ticking this box your policy will not renew automatically.

To prevent your policy from expiring and therefore not being covered you will need to renew your policy online or call us on {{ vm.AutoRenewModalNumber }} prior to the policy end date.

Confirm

Cancel

Please note

By ticking this box your policy will not renew automatically.

To prevent your policy from expiring and therefore not being covered you will need to renew your policy online or call us on {{ vm.AutoRenewModalNumber }} prior to the policy end date.

Confirm

Cancel

Your quote

Including Insurance Premium Tax (12%) and an admin fee.

{{vm.tradesFooter.policyPremium | currency:'£'}}

0800 668 1552

© Ripe Thinking Limited 2025

Ripe Insurance Services Limited is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No 04507332.