Cycleplan is one of the UK's leading cycling insurance specialists and part of the Ripe family of brands.
Cover as individual as your ride
At Cycleplan, part of the Ripe family, we know that cycling isn’t just about getting from A to B. It’s the early morning rides before work, the weekend miles chasing new routes, the thrill of pushing yourself further than last time. Over time, cycling becomes an integral part of who you are.
And just like every rider has their own style and setup, every bike and every journey is different too. From commuters and weekend riders to competitive cyclists, no two riders experience cycling in quite the same way.
That’s why we don’t believe cycling insurance should be one-size-fits-all.
At Cycleplan, we focus on cover designed around cyclists and the way they ride. From the bike itself to the gear you rely on, you can choose the level of protection that suits you best.
So whether you’re commuting every day, training for your next event or simply enjoying the freedom of being out on two wheels, you can ride with confidence knowing your bike is looked after.
Why choose Cycleplan?
-
Electric powered protection
E-bike insurance needn’t be an uphill struggle. Give your freedom a boost by choosing cover to protect your e-bike adventures.
-
Discounted multi-bike policies
When you add all your bikes to one Cycleplan policy, there is a 10% premium discount available (excluding the bike with the highest value).
-
Loss of earnings cover
Cycleplan can arrange loss of earning cover of up to £750 per week, meaning if you’re in a cycling accident and cannot work, you may be eligible to receive weekly payments to help offset lost income.
What can cycling insurance cover?
No matter if you’re a beginner or master on the bike, with Cycleplan, Ripe’s specialist cycling brand, you choose from cover options to build a policy to suit you. Your cycling insurance can include:
Theft and damage of your bike up to £30k, and accessories up to £1k
Personal accident – covers emergency dental, hospitalisation, physiotherapy, and more up to £50k
Replacement bike hire up to £1k
Competitive use – extends your normal cover when you enter a competition
Race fees – non-refundable race fees covered up to £250
Multi trip abroad – you can select both European and Worldwide cover up to 45 days for any one trip
For full policy details see our Important Documents.
Why consider bicycle insurance?
Whether you ride every day or just head out at the weekend, your bike is a big part of your life. And if something unexpected happens — like a crash, damage to your bike, or it being stolen — it could mean time off the road and an expensive repair or replacement.
Many cyclists assume their bike is covered under their home insurance, but that’s not always the case. Some policies only cover bikes while they’re kept at home, and others may require you to pay extra to cover them properly.
That’s why many riders may choose Cycleplan – Ripe’s specialist cycling insurance brand. It’s designed specifically for cyclists, so you can spend less time worrying about what might happen and more time enjoying the ride.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!