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Campervan conversion insurance
Why choose Ripe for Campervan Conversion Insurance?
Ripe arranges specialist campervan conversion insurance and is rated 'Excellent' on Trustpilot for motorhome and campervan insurance. Awarded the Best Motorhome Insurance Provider at the 2025 Smart Money Insurance Choice Awards, Ripe can help you build your own campervan conversion insurance policy.
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DIY campervan conversion cover
If you’ve converted your van yourself, your self–build can be covered, provided the gas and electrical work is professionally installed or signed off.
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Cover for your campervan equipment and essentials
Your equipment and accessories can be covered within your overall policy, so the essentials you travel with are protected too.
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Take your cover further with optional European protection
Add European cover for trips abroad, with up to 90 days per trip or 180 days a year, so you can travel with confidence.
Specialist campervan conversions and self-build campervan insurance
A converted or self-build campervan is something personal. It is time, effort and creativity, shaped around how you like to travel and spend your time. Specialist campervan conversion insurance by Ripe can cover both self-converted and professionally converted campervans. A policy can include cover for things like theft, accidental damage, and personal injury for you and your passengers.
Whatever your thing, carefully planning a self-build or enjoying life on the road in a finished conversion, this cover is designed to be quick and easy to arrange. So you can spend less time thinking about insurance and more time enjoying your pride and joy.
What does converted campervan insurance cover?
Campervan conversion insurance by Ripe can cover Public Liability, theft of your converted campervan and your equipment and accessories. Plus, with optional extras such as European cover, and commuting use (campervans only).
Public Liability cover - unlimited cover for death or injury caused to a third party. Up to £20m for third-party property damage, up to £5m for legal costs
Theft, accidental damage, fire, and flood cover
Equipment and accessories
New-for-old cover – for vehicles that are new, less than 2 years old, or have fewer than 12,000 miles, up to £120K in value
Emergency accommodation cover - hotel or replacement vehicle hire
For the full list of what's covered, please visit our Important Documents page.
Enhanced windscreen cover
Personal accident - serious injury or death following an accident
Continental Europe - up to 90 days travel in one trip or 180 days in the year
Legal expenses - covers legal costs and expenses for personal injury, uninsured loss recovery, property infringement, property damage and identity fraud. You will also have access to a 24/7 legal advice helpline.
Key cover - loss, damage or theft up to £1.5k
Commuting use (Campervans only) – covers commuting to and from your place of work
Breakdown cover (Not an option if vehicle age is over 30 years)
Carrying more than 8 passengers
Claims made when renting out your campervan
Can’t be primary residence -or slept in for more than 9 months of the year
Vehicle being used for business and travelling or to or from your place of work
Claims where driver does not have a licence or is disqualified
A vehicle that isn't registered as a motorhome or campervan with the DVLA or doesn't meet DVLA's recommended requirements to be converted to a motorhome or campervan.
For more information on what is not covered, please visit our Important Documents page.
Do you need specific insurance for a converted campervan?
Motorhome and campervan insurance through Ripe covers professionally and DIY converted campervans and motorhomes, offering the same benefits of our standard policy, but it's tailored to cover your campervan conversion.
The only difference is that for a conversion, the DVLA has certain requirements your vehicle has to meet for it to be classed as a Motor Caravan. If the conversion doesn’t meet these requirements, it wouldn’t be classed as a Motor Caravan, and we wouldn’t be able to insure it.
What are the requirements for a converted vehicle to be classed as a campervan to be insured?
At least one permanently fixed bed within the accommodation of at least 6 feet (includes permanently fixed seats that can be folded down to make a bed)
The accommodation must contain fixed storage facilities, like wardrobes or cupboards
Fixed gas or electric-powered cooking or heating installations. (Any cooking or heating facilities must have been professionally installed in accordance with the manufacturer’s guidelines)
A permanently secured seating and dining area
A permanently fixed water storage tank or container
A separate door for access to the living accommodation
At least one window on each side of the accommodation of the vehicle
No bulkhead between the front seats of the vehicle and the accommodation.
For more information, you can visit the GOV.UK website.
Converted Campervan Insurance FAQs
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The cost of your motorhome and campervan insurance can vary depending on various factors, such as:
the monetary value and age of your vehicle
your no claims bonus
where you live
your annual mileage
whether you have any additional drivers on your policy
what security measures you have in place
personal circumstances such as your driving experience and age
The quickest way to check how much your motorhome or campervan insurance could cost through Ripe is to get a free online quote.
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Motorhome or campervan insurance is a legal requirement if you drive your vehicle on public roads. If you keep your vehicle off the road permanently, then you can apply to the government for the insurance to be waived. However, you will still need to purchase insurance in the future if you take your motorhome or campervan onto public roads.
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Setting up a campervan conversion insurance policy through Ripe is quick to do. If you want to speed up the process of getting a campervan insurance quote, make sure that you have the following details to hand:
Driving licence
Information on what type of licence you have and how long you’ve had it
Contact details
Your name, age and address. You will also need the details of any other named drivers you want on your policy
Claims history
Have you or other named drivers made any previous insurance claims?
Your campervan
You will need to know the age, model and make of your campervan. Also the estimated mileage, what fuel it uses, where it’s kept and its current value.
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As long as a vehicle meets the requirements to be considered a campervan or motorhome, we’ll cover most modifications.
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You will only have to declare modifications that aren’t directly related to the conversion, such as modifications that impact engine performance, transmission or braking systems. For example, a cooker or wardrobe that had been added would be part of the conversion, so wouldn’t need to be declared. There is no need to declare cosmetic modifications.
Refer your friends and get rewarded
If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
Content reviewed: May 2026
Content reviewed by: Mel Savage