Camera insurance so you can focus on the perfect shot
UK customer service team
Monthly payment option
Get a quote in minutes
Rated 'Excellent' on Trustpilot
Camera insurance
OFF!
Why choose Ripe for camera insurance?
-
Replacement cover that keeps you moving
If your equipment is lost or damaged, it can be replaced with a new equivalent, so you can get back to what you do without compromise. *Terms apply.
-
Accidental Damage cover
Accidents can easily happen, but if they do you can cover up to £60k your equipment.
-
EU & Worldwide coverage
If you take pictures all over the world, you can add EU & Worldwide cover to protect you and your equipment when you travel.
Camera insurance to protect your passion
Your camera is more than just equipment. It might be something you have saved for, upgraded over time, or carried with you through countless shoots and trips. When you are out taking photos, at home editing, or travelling with your kit, there is always the risk of damage, loss or theft.
Camera insurance by Ripe is designed to support you and your equipment. It is about feeling more at ease while you focus on what you love, knowing your kit is looked after if something goes wrong.
What does camera insurance cover?
Camera insurance by Ripe can cover theft and accidental damage of your camera and photography equipment.
Flexible cover options – insure equipment, Public Liability, or both on one policy
Camera and photography equipment – theft and accidental damage up to £60k (New for Old for items up to 3 years old)
You can also opt to include theft and accidental damage to equipment outside of the insured location (i.e your home or studio) up to £30k. Equipment cover includes – cameras, lenses, tripods, cases, video and audio equipment, and accessories
Public Liability – protection against claims for injury to third parties or damage to their property
For the full list of what's covered, please visit our Important Documents page.
Mobile phones and tablets – when used alongside photography equipment
Cover outside the UK – EU or Worldwide options available
Theft from a vehicle – unattended equipment cover up to £20k
Optional Cover Options For Professional & Semi Professional Photographers
Equipment hire costs – replacement equipment following damage or theft
Professional Indemnity – claims for errors, omissions or negligence
Portfolio cover – reproduction, re‑printing and re‑lamination costs
Hired‑in equipment – cover for temporary replacement equipment
Associates cover – extends cover to assistants or volunteers
Legal expenses – including contract disputes, tax enquiries and legal helpline
Loss of photography equipment
Theft where security requirements are not met
Theft from an unlocked vehicle or visible equipment
Equipment misuse outside manufacturer guidelines
Hired‑in equipment without a formal hire agreement
Equipment stored in wooden buildings
Personal injury to the policyholder
Mechanical or electrical breakdown unless it results in a fire
Camera equipment insurance
Your camera kit is at the heart of what you do, which is why camera equipment insurance is designed to protect the tools you rely on every day. From your main camera body to the accessories that support your setup, you can choose the level of cover that matches the value of your gear and the way you use it.
Whether you work with a single camera and a couple of lenses or manage a full kit including tripods, lighting and editing tech, specialist camera equipment insurance can protect your equipment against elements like theft. It means you can keep doing what you do best, without having to worry about your equipment.
Refer your friends and get rewarded
If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
Camera Insurance FAQs
-
Loss isn’t included, as cover applies to theft and accidental damage only.
-
Yes. You can choose EU or worldwide cover, giving you protection for your equipment while shooting overseas for up to 45 days on any single trip and 90 days in any one policy year.
-
They can be, provided they’re used primarily alongside your photography equipment. You can also add mobile phones and tablets as optional cover.
-
Yes, if you add “theft from a vehicle” cover and meet the security requirements for storing equipment in your car.
-
Home insurance may not cover professional use or high‑value kit when used away from your home. Specialist camera insurance is designed specifically for photographers who need dedicated protection for their equipment wherever they work.
-
This only applies if you employ anyone as part of your photography or videography work. In that case, it’s a legal requirement.
-
The cost depends on the value of your equipment and the cover options you choose. Factors like worldwide cover, Public Liability or higher‑value kit may increase your premium, while a smaller setup with fewer add‑ons will cost less. You can build a policy around your exact needs.
