Specialist Landlord Insurance from Schofields
Insurance designed around you and your rental property
Whether you're renting out your first buy-to-let property or managing several rental homes, being a landlord comes with financial risks. From unexpected property damage to tenants falling behind on rent, specialist landlord insurance can help financially protect your property and rental income.
Schofields is part of the Ripe Family, and with over 40 years of property insurance experience, Schofields offers flexible landlord insurance options designed around the needs of property owners, including optional rent guarantee cover.
Rent guarantee insurance for landlords
One of the biggest financial concerns for landlords is tenants failing to pay their rent. With mortgage payments, maintenance costs and other expenses to consider, missed rental payments can quickly become a financial burden.
With optional rent guarantee insurance from Schofields, you can help financially protect your rental income if tenants fall into arrears, subject to policy terms and eligibility requirements.
Available alongside optional legal expenses cover, rent guarantee insurance can offer an additional financial safeguard against unexpected rental income losses.
What can landlord insurance cover?
Landlord insurance by Schofields can help financially protect you against some of the unexpected costs associated with renting out a property. Choose buildings insurance, contents insurance or both, with optional extras to suit your needs.
Depending on the cover you select, your policy can include:
Buildings insurance – Cover for damage to your rental property's structure caused by insured events such as fire, flood and storms.
Landlord contents insurance – Cover for furniture, furnishings and appliances you provide for your tenants.
Property owners' liability – Cover for eligible claims if someone is injured or their property is damaged and you're held legally responsible.
Loss of rent – Cover for lost rental income if your property becomes uninhabitable following an insured event.
Optional rent guarantee and legal cover – Additional financial protection if tenants stop paying their rent or eligible legal disputes arise.
Get a quote for Landlord Insurance
Find out more about Landlord Insurance by Schofields, part of the Ripe family, or get an online quote by clicking the button below.