Insure4Music specialises in music insurance and is part of the Ripe family of brands.
Insurance as unique as your sound
If you’re a musician, you know it’s more than just a hobby. That’s why we created Insure4Music, our specialist music insurance brand designed specifically for musicians, bands, DJs and teachers.
Because just like every musician has their own style, setup and story, we believe your insurance should be just as individual as the music you make.
With a variety of cover options you can choose for based around your equipment, performances and the way you play, you could get protection that may fit your world.
Why choose Insure4Music?
-
Multiple Instrument Policies
Insure all your instruments and equipment on just one policy up to £50k.
-
New for Old
Instruments replaced new for old or at market value. *Terms apply.
-
Monthly repayments
Spread the cost with monthly repayments on policies over £50.
What can music insurance cover?
Whether you’re just starting out or you’re already on the road, with Insure4Music, Ripe’s dedicated music insurance brand, you can choose cover to suit you. Your cover could include for example:
Musicians’ Public Liability insurance - up to £5m.
Music Equipment cover - up to £50k for accidental loss, damage or theft
Worldwide cover - up to 180 days per year
Excess waiver - By choosing an excess waiver as part of equipment cover, you won’t be liable for any part of a claim you make
For full policy details see our Important Documents.
What is Public Liability insurance for musicians?
Public liability insurance for musicians can help provide financial protection should you injure a third party or damage their property while performing, rehearsing, or teaching.
For example, if a piece of your equipment were to fall and injure a member of the audience, and they decided to make a claim against you, having musicians’ Public Liability insurance may be able to help cover the legal costs.
You may also find that some music venues require you to have Public Liability insurance as a minimum before they will allow you to use their performance space.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!