Specialist shooting and gun insurance
Get a quote in minutes
Rated 'Excellent' on Trustpilot
UK customer service team
Monthly payment option
Shooting Insurance
OFF!
Why choose Ripe for shooting insurance?
-
Support if you face a licence dispute
Add legal cover for help with firearms licence issues, to help give you support if you need it.
-
Extra protection if you are seriously injured
Personal accident cover offers financial support if you are injured while out shooting, helping you focus on recovery.
-
Public Liability cover
With Public Liability cover you can have financial help if you accidentally injure someone or damage property while out shooting, so you can focus on the day ahead.
Specialist gun and shooting insurance by Ripe
A day on a shoot is about enjoying the countryside, the company and the sport itself. But whenever firearms are involved, there is always the potential for something to go wrong. An accident, an injury to someone else, or damage to property can have serious consequences if you are not prepared.
Specialist shooting insurance by Ripe is built for a wide range of shooting activities. From clay and rough shooting to pest control, it supports shooters across different disciplines, as well as covering guns and related equipment.
What does shooting insurance cover?
Shooting insurance by Ripe can help provide financial protection for you and your shooting equipment against risks such as theft, loss and damage. Shooting insurance can also include cover such as:
Public Liability cover – up to £10m
Personal accident insurance – up to £50k
Shooting equipment cover – up to £50k (£12k for a single item)
New-for-old replacement equipment cover – for equipment up to 3 years old at the time of loss
Shooting event fees - up to £500
Worldwide cover
Excess Waiver
Legal protection – up to £100k
Bodily injury to any of your employees or members of your immediate family
Theft from your home if there are no security devices in operation, or there is no evidence of forced or violent entry
Theft when property is left unattended in the open
Any wilful, malicious or unlawful act
Any loss, theft or damage to shooting equipment which is hired, loaned or entrusted to you
For the full list of what is and isn’t covered, read the product information document.
If you can't see your shooting activity listed above, we can also offer cover for:
Pest control insurance
Paintballing insurance
Deer stalking insurance
Meet our shooting insurance expert
“49% of claims made through Ripe Shooting in 2025 were due to accidental damage to equipment. To help your insurer validate your claim if your shooting equipment is accidentally damaged, keep your proof of purchase. This could include the original receipt, an up-to-date valuation, or a bank or credit card statement showing evidence of purchase.”
Dan Dawson
Head of Underwriting
Shooting syndicate and club insurance discount
We understand that shooting is a social sport and it is much more than just hitting the target. The great thing about shooting is the experience, heightened by the people who share your passion. We recognise the close bond within syndicates and clubs, which is why we can arrange cover which can help provide financial protection to each member of your syndicate or club at a discounted price.
Discount:
Syndicates of up to 20 members can get a 20% discount on shooting insurance
If your syndicate has more than 20 members, call our friendly UK-based customer service team, and we’ll give you an exclusive quote.
Does my home insurance cover my shooting equipment?
Unfortunately, in most cases, standard household insurance won’t cover incidents outside of the home, such as those at the gun club, at a shoot or in transit.
With specialist shooting insurance, you could be covered both inside and outside the home, and you avoid raising your household premium if you do happen to make a claim.
Shooting Insurance FAQs
-
Worldwide cover is available as an optional extra on the policy. It will cover you abroad for up to 90 days a year, including the USA and Canada.
Please note: Legal cover (If selected) is only applicable in the UK.
-
Yes, you can purchase cover for your syndicate with £10m Public Liability cover.
-
The cost of shooting insurance can vary depending on a range of factors, for example, the value of any shooting equipment you want to insure. The price can also vary based on the type and level of cover you want, so the best way to find out the cost of your policy is to get a quick online quote today.
-
While it’s not a legal requirement to have shooting insurance, most clubs and shooting grounds will require you to have proof of Public Liability insurance before you go on a shoot.
-
As an option, through Ripe, you can also add specialist legal cover that supports up to £100k of legal fees should you need to appeal your firearms licence revocation, provided there have been no wilful criminal acts or omissions, or cover for legal representation if you are investigated for a criminal charge. For full information, read our Gun Licence Revocation Insurance Product Information Document and Gun Licence Revocation Policy Wording.
-
No, it’s perfectly legal to have shooting insurance without a firearms licence.
If you’re using a rifle or a shotgun on a shoot, it must be used in accordance with Section 11 or Section 11A of the 1968 Firearms Act.
-
Yes, items must be out of sight and in either a locked boot or covered luggage area. All reasonable precautions must be taken to safeguard your guns as per your firearm or shotgun certificate.
-
Pest control insurance through Ripe does not include cover for businesses in pest control. If you’re using your shotgun or rifle for pest control, it will be covered within specialist shooting insurance, provided you don’t receive payment for this. You should also ensure that you have the landowner's permission before you start shooting.
-
Standard sports insurance policies may cover paintball, but they may not offer the same cover options as specialist paintball insurance. For example, legal expenses, shooting event fees, and dental cover may not be included in a standard sports insurance policy.
-
With deer stalking insurance through Ripe, you have the option to extend your policy with the addition of Worldwide cover for up to 90 days of the year.
Refer your friends and get rewarded
If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
Content reviewed: March 2026
Content reviewed by: Dan Dawson