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Hair Extensionist Insurance

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Hair extensionist insurance with individuality

  • Get a quote in minutes

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  • UK customer service team

  • Monthly payment option

Why choose Ripe for hair extensionist insurance?

  • Cover for a range of extension services

    From bonding and tape-in to weave extensions, you can choose a policy to cover a range of treatments.

  • Protection for your kit on the move

    Your tools and products can be covered against loss, theft and damage, so you are protected when working between clients and salons.

  • Cover that goes wherever you work

    Whether you are in a salon, renting a chair or working mobile, Public Liability cover protects you wherever your work takes you.

Specialist insurance for hair extension technicians

Hair extensions require skill, precision and close contact with clients. Whether you work in a salon or visit clients at home, no two appointments are the same. Reactions to products or issues during treatments can sometimes lead to difficult situations.

Hair extension insurance by Ripe is designed around the realities of your work. It helps support you if something unexpected happens, so you can keep focusing on your clients.

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What does hair salon insurance cover?

  • Public & Products Liability – up to £10m.

  • Treatment risk cover – protection for third-party injury or property damage following hair treatments, up to £3m.

View the full list of treatments we cover.

  • Contents, stock & shop front – cover for contents and hair salon stock up to £250k

  • Employers’ liability – up to £10m for employee illness or injury

  • Buildings cover – up to £500k for your beauty salon building, outbuildings, walls, gates and fences

  • Teaching cover – compensation for negligent acts while providing paid teaching services

  • Money cover – theft of business money up to £2.5k

  • Business interruption – loss of turnover or increased running costs up to £500k

  • Legal cover – up to £100k for a range of legal matters

  • Working abroad – claims brought from outside the UK

  • Injectable treatments – plus other excluded treatments

  • Injury to the public whilst teaching – students must have their own cover to protect their liability.

  • Theft from unattended or unlocked vehicles – unless in a locked boot or a covered luggage area

  • Money cover exclusions – employee theft not reported within 7 days; theft from a locked, unattended vehicle

For further details on what is and isn’t covered under hair extensionist insurance, visit our Important Documents.

Hair extensionist adding hair extensions to a clients hair

What is Public Liability insurance for hair extensionists?

Public Liability cover can help financially protect you and your business against third-party claims for personal injury or property damage arising from working with the public.

Say you accidentally singe a client’s designer coat with your heating element. Having Public Liability cover in place could help provide financial protection if a claim is made against your business.

With hair extensionist insurance through Ripe, Public Liability cover is included as standard, so you may be able to make a successful claim in this scenario.

Hair Extensionist Insurance FAQs
  • There are many factors at play when it comes to the cost of your hair extensionist insurance, such as:

    • whether you’re freelance or employ others

    • your number of employees (if relevant)

    • the location of your business

    • your chosen level of cover

    You can find out how much your cover could cost by getting an instant online quote today.

  • Freelance and mobile hair extensionists aren’t necessarily the same thing. For example, you could still work on a mobile basis on behalf of a salon or hair extension business run by someone else.

    However, most freelance and mobile hair extensionists have the same insurance requirements, as they typically run their own businesses away from a salon.

  • This depends solely on your personal requirements, as only you can decide what cover is best for your business.

    At Ripe, we believe you should only pay for the cover you want, which is why you can create your own online quote within minutes on our website.

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Content reviewed: February 2026

Content reviewed by: Richard Pearson