Hair extensionist insurance with individuality
Get a quote in minutes
Rated 'Excellent' on Trustpilot
UK customer service team
Monthly payment option
Hair extensionist insurance with individuality
Get a quote in minutes
Rated 'Excellent' on Trustpilot
UK customer service team
Monthly payment option
From bonding and tape-in to weave extensions, you can choose a policy to cover a range of treatments.
Your tools and products can be covered against loss, theft and damage, so you are protected when working between clients and salons.
Whether you are in a salon, renting a chair or working mobile, Public Liability cover protects you wherever your work takes you.
Hair extensions require skill, precision and close contact with clients. Whether you work in a salon or visit clients at home, no two appointments are the same. Reactions to products or issues during treatments can sometimes lead to difficult situations.
Hair extension insurance by Ripe is designed around the realities of your work. It helps support you if something unexpected happens, so you can keep focusing on your clients.
Public & Products Liability – up to £10m.
Treatment risk cover – protection for third-party injury or property damage following hair treatments, up to £3m.
View the full list of treatments we cover.
Contents, stock & shop front – cover for contents and hair salon stock up to £250k
Employers’ liability – up to £10m for employee illness or injury
Buildings cover – up to £500k for your beauty salon building, outbuildings, walls, gates and fences
Teaching cover – compensation for negligent acts while providing paid teaching services
Money cover – theft of business money up to £2.5k
Business interruption – loss of turnover or increased running costs up to £500k
Legal cover – up to £100k for a range of legal matters
Working abroad – claims brought from outside the UK
Injectable treatments – plus other excluded treatments
Injury to the public whilst teaching – students must have their own cover to protect their liability.
Theft from unattended or unlocked vehicles – unless in a locked boot or a covered luggage area
Money cover exclusions – employee theft not reported within 7 days; theft from a locked, unattended vehicle
For further details on what is and isn’t covered under hair extensionist insurance, visit our Important Documents.
Public Liability cover can help financially protect you and your business against third-party claims for personal injury or property damage arising from working with the public.
Say you accidentally singe a client’s designer coat with your heating element. Having Public Liability cover in place could help provide financial protection if a claim is made against your business.
With hair extensionist insurance through Ripe, Public Liability cover is included as standard, so you may be able to make a successful claim in this scenario.
There are many factors at play when it comes to the cost of your hair extensionist insurance, such as:
whether you’re freelance or employ others
your number of employees (if relevant)
the location of your business
your chosen level of cover
You can find out how much your cover could cost by getting an instant online quote today.
Freelance and mobile hair extensionists aren’t necessarily the same thing. For example, you could still work on a mobile basis on behalf of a salon or hair extension business run by someone else.
However, most freelance and mobile hair extensionists have the same insurance requirements, as they typically run their own businesses away from a salon.
This depends solely on your personal requirements, as only you can decide what cover is best for your business.
At Ripe, we believe you should only pay for the cover you want, which is why you can create your own online quote within minutes on our website.
If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
Content reviewed: February 2026
Content reviewed by: Richard Pearson