Reiki Insurance, designed by Ripe
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Reiki Insurance
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Why choose Ripe for reiki insurance?
Choose Ripe for reiki insurance that includes essential protections like public liability and treatment risk, with optional cover to support your practice and equipment.
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Cover for a range of treatments you offer
From Reiki to reflexology, your policy can cover a range of services.
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Protection if a client makes a claim
If a client questions a treatment or says your advice caused harm, treatment cover and Professional Indemnity cover can help financially protect you.
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Cover that works where you do
Whether you are based in a salon, spa or working mobile, your cover travels with you, so you stay protected on the go.
Specialist insurance for Reiki practitioners with Public Liability cover
Reiki is centred on calm, balance and supporting others through hands on sessions.
Whether you work from a practice or visit clients at home, working with the public can sometimes bring unexpected challenges.
Reiki insurance by Ripe is designed to support practitioners if issues arise around equipment, spaces or client claims, helping you focus on your sessions with reassurance.
What does reflexology insurance cover?
Public & Products Liability – up to £10m.
Treatment risk cover – protection for third-party injury or property damage following reflexology, up to £3m.
Contents, stock & shop front – cover for contents and stock up to £250k
Employers’ liability – up to £10m for employee illness or injury
Buildings cover – up to £500k for your salon building, outbuildings, walls, gates and fences
Teaching cover – compensation for negligent acts while providing paid teaching services
Money cover – theft of business money up to £2.5k
Business interruption – loss of turnover or increased running costs up to £500k
Legal cover – up to £100k for a range of legal matters
Working abroad – claims brought from outside the UK
Injectable treatments – plus other excluded treatments
Theft from unattended or unlocked vehicles – unless in a locked boot or a covered luggage area
Money cover exclusions – employee theft not reported within 7 days; theft from a locked, unattended vehicle
For more information on what is covered with a reflexology insurance policy, please visit the Important Documents page.
Do I need insurance to practice Reiki in the UK?
While having insurance as a Reiki practitioner is not a legal requirement in the UK, you may want to consider getting specialist insurance to help provide financial protection should the worst happen.
You may also find that wellness centres and spas require that you have Public Liability insurance as a minimum before you can carry out your treatments on their premises.
Through Ripe, you can choose to add Business Interruption cover to your policy for an additional premium, which can help financially protect you and your business from loss of turnover if you can’t trade for a period of time. You can also choose to include Legal cover, which may be able to help cover the costs of defending or pursuing a claim.
If you employ other Reiki practitioners as part of your business, you’re legally required to have Employers’ Liability insurance as a minimum.
What is Public Liability insurance for Reiki practitioners?
Public Liability cover can help financially protect you against third-party claims if you accidentally injure a client or damage their property during a Reiki treatment.
Through Ripe, £1.25m of Public Liability cover is included in your policy as standard, with the option to increase it to £10m.
Reiki Insurance FAQs
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Yes, you can obtain insurance if you’re training Reiki practitioners for an additional fee. However, it’s an optional extra, so you need to make sure you select it when you take out your policy; otherwise, you will not be covered.
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The cost of a Reiki insurance policy through Ripe can vary depending on the type and level of cover you want, as well as which cover options you choose to include on your policy. To find out how much your cover could cost today, get a quick online quote on our website.
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If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
Content reviewed: February 2026
Content reviewed by: Richard Pearson