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Rifle and shotgun insurance

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Rifle and shotgun insurance designed for your firearms, equipment, and your liability

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  • UK customer service team

  • Monthly payment option

Why choose Ripe for shotgun and rifle insurance?

  • Equipment Cover up to £50k

    Equipment cover can help protect your rifle, shotgun, and specialist shooting equipment against loss, theft, and damage.

  • Extra protection if you are seriously injured up to £50k

    Personal accident cover can offer financial support if you are injured while out shooting, helping you focus on recovery.

  • Public Liability cover

    With Public Liability cover you can have financial help if you accidentally injure someone or damage property while out shooting, so you can focus on the day ahead.

man looking down a rifle scope on a hill

Specialist shotgun and rifle insurance through Ripe

Your rifle or shotgun is not just equipment. It is something you have invested in, cared for and relied on over time. Damage, loss or theft can be frustrating and costly, especially when your shooting plans are built around having your gun ready when you need it.

Specialist rifle and shotgun insurance by Ripe is shaped around protecting your firearm and your time on the shoot. Whether you are out for game or clays, it helps take some of the worry out of looking after what matters to you.

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What does shotgun and rifle insurance cover?

Rifle and shotgun insurance includes essential cover such as public liability up to £10m, personal accident protection and equipment cover, with optional extras to tailor your policy to suit your needs.

  • Public Liability cover – up to £10m

  • Personal accident insurance – up to £50k

  • Shooting equipment cover – up to £50k (£12k for a single item)

  • Worldwide cover – up to 90 days per year

  • Excess Waiver

  • Legal protection – up to £100k

  • Liability to any of your employees or immediate family

  • Any wilful, malicious or unlawful act 

  • Any loss, theft or damage to shooting equipment which is hired, loaned or entrusted to you

Please read our Important Documents for more details on cover.

Man sat stood in field with shotgun unloaded over his shoulder

Why should I consider shotgun insurance?

Specialist shotgun insurance through Ripe can help provide financial protection if your gun is lost, stolen, or damaged, or if you injure a third party or damage their property while out on a shoot.

Not only that, most gun clubs, shooting grounds, and syndicates will require you to have Public Liability insurance as a minimum before using their grounds for a shoot.

Shotgun and rifle insurance FAQs
  • The cost of specialist shotgun insurance through Ripe will vary from person to person, depending on the type and level of cover you choose. You can find the cost of your policy today by getting an online quote.

  • Shotgun insurance through Ripe covers a wide range of shooting activities, including:

    • Sporting clays

    • Trap shooting

    • Skeet shooting

    • Hunting for small game, waterfowl, and deer stalking

    • Pest control

    If you can’t see your shooting activity listed above, you can check the full details on what is and isn’t covered on our Important Documents page.

  • Specialist rifle insurance covers not just your firearm but can also provide cover for equipment you use with your rifle, such as optics, silencers, gun cases, and ammunition. If you want all your shooting equipment covered, make sure you include its value in the total amount you wish to insure. 

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Refer your friends and get rewarded

If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!

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Content reviewed: March 2026

Content reviewed by: Dan Dawson