Specialist Classic Land Rover Insurance

OFF!

Specialist insurance for the off-road icons you treasure most.

90-day EU travel
Up to 4 additional named drivers

Cherished number plates covered
Coverage for UK & EU club tours

Get a quote

Why choose Ripe for classic Land Rover insurance?

Ripe has been arranging specialist insurance for more than two decades and is backed by an ‘Excellent’ Trustpilot rating and a UK-based customer service team, there to offer support before, during, and after getting insured by Ripe.

Cover for restored & modified classics

Cover available for accepted modifications, helping protect your vehicle as you've restored or customised it.*
EU Cover for Up to 90 Days

Enjoy your European road trips and club tours with up to 90 days' cover per trip
Cherished Number Plate Cover up to £10k

Financial protection for eligible cherished number plates worth up to £10k*

Specialist insurance for classic Land Rovers by Ripe

Classic Land Rover insurance by Ripe is designed to help provide financial protection for classic Land Rover owners. The policy includes features such as cover for accepted modifications, up to four named drivers and European travel for up to 90 days per trip.

From the rugged Series I to the iconic Series II, Series III, and early Defender models, classic Land Rovers have earned a reputation for their durability, capability and timeless appeal. Many have been carefully restored, maintained or sympathetically modified, giving them different insurance considerations from non-classic vehicles.

Get a quote

What does classic Land Rover insurance cover?

A Land Rover policy includes a range of standard and optional features designed to benefit classic Land Rover owners, no matter how you use it.

For those who maintain and use their Land Rover for long journeys, there is cover for accepted modifications, European travel, and optional extras such as agreed value cover, breakdown assistance, and legal expenses.

Browse below to see what's included as standard, what's not covered.

Medical expenses (£500 per person)
Personal accident benefits
Personal belongings (£300)
Loss of keys & replacement locks (£500)
Child seat cover (£150)
Inflatable storage device (£500)
Foreign use within the EU (up to 90 days per trip)
Club tours in the UK and EU
Regularity rallies in the UK
Registration plates & cherished number plates (up to £10k)
Permanently fitted tracking equipment (up to £500)
Dismantled parts & modifications (subject to acceptance)
Up to four additional named drivers
Towing & national coverage of storage locations
Commuting use available (subject to policy limits)
Discount for eligible classic car club members

Driving other cars
Trailers
Regularity rallies outside the UK
Racing, time trials and similar competitive events
Certain modifications
Storage in the Channel Islands, Isle of Man and Northern Ireland
Commuting over 3,000 miles or beyond the annual mileage limit

*Subject to policy terms, conditions and acceptance where applicable.

For full policy wording and details on what is and isn’t covered under a modern classic car insurance policy, visit the Important Documents.

What types of classic Land Rovers can I get cover for?

Classic Land Rover insurance is available for a wide range of Land Rovers.

These could include:

Land Rover Series I
Land Rover Series II
Land Rover Series IIA
Land Rover Series III
Early Land Rover Defender
Land Rover 90
Land Rover 110
Land Rover Station Wagon
Land Rover Pick-up

Not sure if your classic Land Rover is eligible? Get a free quote online to find out whether your vehicle can be covered and explore the available cover options.

When might a classic Land Rover owner need insurance?

While every owner's circumstances are different, there are several situations where specialist classic Land Rover insurance may help provide financial protection.

If your Land Rover has been restored or modified
If you use your Land Rover for touring holidays
If your friends and family also drive your Land Rover
If your classic Land Rover has become more valuable over time

Classic Land Rover insurance FAQs

Restored classic Land Rovers may be eligible for insurance, subject to the vehicle meeting underwriting criteria. Information about the vehicle's condition, restoration work and any modifications may be required during the quote process.
Some older Land Rover Defender models may be considered classics, depending on their age, history and the insurer's eligibility criteria. Getting a quote is the quickest way to find out if an eligible Defender can be covered by classic Land Rover insurance by Ripe.
A classic Land Rover may be exempt from MOT testing once it is more than 40 years old, provided it hasn't been substantially modified within the last 30 years. Even if a vehicle qualifies for an MOT exemption, it must still be kept in a roadworthy condition. Eligibility should always be confirmed with the DVLA.
Classic Land Rovers are well known for their off-road capability. Cover for off-road use will depend on the circumstances, how the vehicle is being used and the policy terms and conditions. It's important to check the policy documentation to understand what is and isn't covered.

Refer your friends and get rewarded

If you choose to refer your friends to us, not only will we reward you with a £40 voucher of your choice, but your friends could make some great savings too!

Refer a friend