Specialist campsite insurance for your employees, visitors and facilities.
Get a quote in minutes
Rated 'Excellent' on Trustpilot
UK customer service team
Monthly payment option
Campsite insurance built around your site
OFF!
Why choose campsite insurance by Ripe?
We know campsites aren't one-size-fits-all, and neither is our cover. With flexible policy options, a dedicated UK-based support team and an ‘Excellent’ rating on Trustpilot, Ripe helps financially protect campsites of all shapes and sizes, from coastal sites to tucked-away countryside escapes.
-
Cover in one place for your campsite
Choose the cover you want in one place, including Public Liability, Employers' Liability and Business Interruption, so you can focus on running your campsite.
-
Cover for your staff and seasonal team
From year-round employees to seasonal wardens and cleaners, your employees can be covered under a single campsite insurance policy.
-
Cover for your buildings and site structures
Protect the buildings that keep your site running, from shower and toilet blocks to reception, storage and on-site facilities.
Specialist insurance for campsites across the UK
Running a campsite can be rewarding, but it also comes with financial risks. Whether you welcome campers, glampers or touring visitors, having the right insurance in place can help protect your business financially if something goes wrong.
Specialist cover by Ripe can help financially protect your campsite, facilities, equipment and visitors, so you can focus on providing a great outdoor experience.
What does campsite insurance cover?
There are several cover options available when you take out a campsite insurance policy by Ripe. These can include:
Public and Products Liability – up to £10m
Member to Member Liability – up to £10m for any claims arising out of bodily injury caused by any participant to any other participant whilst practising or participating in sports. Member to Member Liability is only available to sports club insurance policies.
Employers’ Liability – up to £10m
Building cover – up to £500k for damage caused by specific perils such as storm, theft or accidental damage
Fixtures, Fittings and Tenants Improvements – up to £100k
General contents – up to £250k
Stock up to £10k
Business Interruption – up to £500k
Money cover - on site and whilst in transit up to £2.5k
Hosting of firework/bonfire displays
Ground maintenance equipment
Playgrounds
Professional Indemnity including claims where someone has sustained an injury due to advice given
Personal Effects
For full policy wording and details on what is and isn’t covered under a campsite insurance policy, visit the Important Documents.
What campsite facilities can be covered?
Campsites often include much more than pitches. Depending on the policy and cover selected, insurance can also extend to buildings, stock and facilities used as part of the campsite business.
This could include:
Shower and toilet blocks
Reception areas and campsite shops
Playgrounds and children’s play areas
Swimming pools and leisure facilities
Communal areas and shared guest facilities
Equipment used to maintain the campsite and its grounds
The cover available will depend on the facility and the policy selected, so relevant terms, limits and exclusions apply.
Who is campsite insurance for?
Campsite insurance by Ripe can cover campsite owners operating across the UK, from small rural sites to larger camping and touring parks welcoming guests throughout the year.
Campsite insurance can be suitable for:
-
Coastal campsites
sites close to beaches, coastal paths and popular seaside destinations such as Devon, Cornwall, or Wales.
-
Countryside campsites
Rural sites surrounded by farmland, woodland or open countryside in areas like Yorkshire or Shropshire.
-
Mountain and hillside campsites
Sites in or around popular walking, hiking and outdoor destinations such as the Lake District or Peak District.
-
Farm campsites
Rural businesses providing pitches for tents, caravans or motorhomes alongside their wider farming activities.
-
National Trust campsites
Camping and touring sites located in some of the UK's most popular areas for outdoor holidays.
Do I need campsite insurance?
From busy summer weekends to maintaining pitches and facilities throughout the year, running a campsite can involve a variety of unexpected situations. Campsite insurance offers a range of cover options that may provide financial protection when insured incidents affect the site or its operations.
Some common scenarios include:
A guest slips near a campsite shower or toilet block and makes an injury claim
A storm damages a campsite reception building, shower block or other insured structure,
A lawnmower or other equipment used to maintain pitches and communal areas is stolen or accidentally damaged
A fire or other insured event damages campsite facilities and temporarily prevents the site from operating, where Business Interruption cover may provide financial protection for eligible losses.
An employee is injured while maintaining pitches, cleaning facilities or carrying out other campsite duties, where Employers’ Liability cover may provide financial protection against eligible claims.
Campsite insurance FAQs
-
Cover may be available for insured damage to buildings, fixtures, fittings or other campsite property, depending on the circumstances and the cover selected. Policy terms, conditions, limits and exclusions apply.
-
Public Liability insurance for campsites can help provide financial protection if a third party claims they have suffered an injury or that their property has been damaged in connection with your campsite activities.
If a claim is made against you and cover applies, Public Liability insurance may help with some of the associated legal costs, compensation payments or related expenses. The level of cover and any claims outcome will depend on the specific policy terms, conditions and circumstances involved.
-
Cover of up to £10k is available for eligible stock, subject to the policy terms, conditions and exclusions.
-
Yes, buildings such as shower blocks and reception areas can be covered for things like accidental damage, theft and storm damage, depending on the cover selected. Buildings cover is available up to £500k. Be sure to keep Ripe updated with any new campsite facilities.
-
It can. If an insured event means the campsite has to temporarily close or can't operate as usual, Business Interruption cover can help with the financial impact. Cover is available up to £500k, subject to the policy terms.
-
Do you own a motorhome or campervan?
Ripe arranges specialist motorhome and campervan insurance, designed to help protect you whilst on the move. Find out more.
Refer your friends and get rewarded
If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
