Specialist fishery insurance for fishing clubs & riparian owners
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UK customer service team
Monthly payment option
Specialist fishery insurance for fishing clubs & riparian owners
Get a quote in minutes
Rated 'Excellent' on Trustpilot
UK customer service team
Monthly payment option
Owning a fishery or riparian area is an important responsibility within your community, which is why you may want to protect it through specialist insurance.
Fishery insurance through Ripe can help financially protect your club against risks such as building damage, equipment loss, or third-party claims from staff or visitors. You can build your own policy from the options available, depending on your needs, leaving you and local anglers free to enjoy your waters.
Choose from the cover you want in one place, including Public Liability, Employers’ Liability and cover for property, so you can focus on running your Fishery.
From employees to volunteers, your team can be covered with a Fisheries policy.
Insurance designed for Fisheries, allowing you to choose cover options, meaning you won't pay for any cover your organisation doesn't need.
If you employ staff or volunteers, Employers’ Liability cover is a legal requirement in most cases. Other fishery insurance options, such as Public Liability or Buildings cover, are not compulsory but could provide added financial protection.
For example, if a day ticket angler were to injure themselves by tripping on a wet platform, Public Liability cover could help with legal costs if a claim is made. Or if a storm damages the clubhouse roof, Buildings cover could help with repair costs. Fishery and riparian insurance through Ripe can include up to £10m Public Liability cover, up to £500k Building cover, plus financial protection for fixtures, contents, equipment, and more.
Through Ripe, a fishery insurance policy can include a range of options, with different inclusions and exclusions, such as:
Public and Products Liability – up to £10m
Employers’ Liability – up to £10m
Building cover – up to £500k for damage caused by specific perils such as storm, theft or accidental damage
Fixtures, Fittings and Tenants Improvements – up to £100k
General contents – up to £250k
Equipment and Portable Equipment
Stock up to £10k
Business Interruption – up to £500k
Professional Indemnity, including claims where someone has sustained an injury due to advice given
Personal Injury caused by a participant
Personal Effects
For the full policy wording and details on what is and is not covered under a fishery insurance policy, see our Important Documents page.
The cost of fishery insurance depends on a few factors, such as:
the location of the fishery or riparian area
the size of the building
the level of cover you need
the type of cover chosen
Get an online quote to see the most accurate cost for your fishery insurance policy.
Fishery insurance is designed for a wide range of people and organisations involved in managing waters. This could include private fishing club owners, riparian area owners, angling clubs, and associations that run day-ticket waters. Those who host community events or fishing competitions may also consider fishery insurance. Since no two fisheries are the same, policies can be built to reflect the size of your site and the level of protection you’d like in place.
Riparian owner insurance is a form of financial protection for people or organisations that own land alongside rivers, streams, or other waterways. It can help financially cover risks like damage to buildings, loss of equipment, or liability claims from employees or members of the public. In short, it can help to safeguard both your property and your responsibilities as a riparian owner.
While Public and Products Liability cover is not legally required, it can help provide financial protection in the event of third-party claims, helping to cover potential legal costs and other expenses. So, you may want to consider it as a fishery or riparian owner.
It’s not legally required for day ticket anglers, but you may want to consider it to help manage potential risks. For example, if a visitor tripped on uneven ground or damaged their equipment on your property, fishery insurance could help provide financial protection in the event of third-party claims.
Yes—you’ll get up to £10m Employers’ Liability cover through a Ripe fishery insurance policy where this cover is selected, which includes financial cover against third-party claims from volunteers and staff.
Yes, amateur fishing competitions and events can be included under a fishery insurance policy through Ripe. This means cover may extend to activities such as community events or club competitions, subject to the terms and conditions of the policy. For full details, please see the policy wording on our Important Documents page.
If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!
Content reviewed: February 2026
Content reviewed by: Dan Dawson