Museum and art gallery insurance

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Financial protection for your museum or art gallery

Why choose Ripe for museum insurance?

Ripe arranges specialist insurance for museum and art gallery insurance that can cover Public and Products Liability, Building and Contents cover.

You choose what you're covered for

As a museum you can choose the activity you want to be covered for.
Cover for your team and helpers

Protection can extend to staff, volunteers and temporary support, so your team is looked after.
Built for exhibitions

Insurance designed around the way museums operate, from exhibitions to events.

Why consider museum insurance?

Your gallery or museum plays a vital role in local life. It is a place for creativity, learning and shared experiences, and the collections you care for often carry deep cultural value. Protecting that space can help you focus on what matters most.

Keeping artworks, exhibitions and visitors safe takes thought and care. Specialist art gallery and museum insurance by Ripe is designed to support you with cover you can shape around your space and how it is used. Getting a quote online is straightforward, helping you spend less time on insurance and more time sharing art with the people who come through your doors.

Get a quote

What does museum insurance cover?

Specialist museum insurance by Ripe can include several options along with specific inclusions and exclusions, such as:

Public and Products Liability – up to £10m
Employers’ Liability – up to £10m
Building cover – up to £500k for damage caused by specific perils such as storm, theft or accidental damage
Fixtures, Fittings and Tenants Improvements – up to £100k
General contents – up to £250k
Equipment and Portable Equipment
Stock up to £10k
Business Interruption – up to be £500k

Professional Indemnity including claims where someone has sustained an injury due to advice given
Personal Injury caused by a participant
Personal Effects

For the full policy wording and details on what is and is not covered under a village hall insurance policy, view our Important Documents page.

Can I get cover for art and museum collections or exhibitions?

Art and artefacts belonging to your gallery or museum are covered under a museum and art gallery insurance policy by Ripe. However, if you're hosting or temporarily loaning a collection or exhibition from another gallery or museum, these items would not be covered.

Museum Insurance FAQs

The cost of a museum art gallery insurance policy through Ripe will vary depending on several factors, including:
- the size of your gallery
- the location of your gallery
- the level and type of cover you want
The best way to find out how much your gallery insurance policy could cost is by getting a quick online quote.
Yes, a museum insurance policy through Ripe includes small museums and can include larger museums, too, as long as it’s UK-based, and the annual turnover is less than £500k.
Art gallery insurance can help provide financial protection in situations such as:
- a member of your museum or gallery tripping and being injured on museum or gallery grounds
- a visitor suffering an injury due to a loose piece of gallery equipment
- a member of your museum or gallery damaging a third party’s property

Refer your friends and get rewarded

If you choose to refer your friends to us, not only will we reward you with a £50 voucher of your choice, but your friends could make some great savings too!

Refer a friend