Yes, there are some security requirements for the location where you store your photography equipment, both in the home/premises and in a vehicle.

Of course! We specialise in providing speedy Public Liability only quotes. Get a quote here.

Generally, there isn’t a set limit, and it will depend on the type of photography you specialise in and the risks that your work might include.

Semi-professional and professional photographers may work at events where a certain public liability limit is required. For example, a wedding venue may insist that you have at least £5m worth of cover in place.

You can choose an amount that suits you, from £1m, £2m, £5m and £10m.

It’s probably a good idea to check with your clients and customers to see if they have any specific requirements for the level of Public Liability.

You can always amend your cover with us later, just contact us and we’ll take care of it.

NOTE: (Admin fees apply to all policy changes as per our Terms of Business)

We cover a wide range of photography and videography equipment, including cameras, lenses, camera backs, filters, light meters, colour meters, stands and tripods, viewfinders, cases, video and audio equipment, props, portable lighting equipment, Steadicams, thermal imaging equipment and accessories.

Laptops, desktop computers and printers are covered as long as they are primarily used in conjunction with other photography equipment.

NOTE: Batteries, leads, cables, film, discs or software are excluded from cover.

Employers’ Liability insurance is a legal requirement if you have any employees, and you may be fined if you do not have the correct cover in place.

Unfortunately no, our policy only provides cover for theft & accidental damage.

We cover photography equipment up to a maximum value of £60,000 in total, with a maximum of £30,000 for portable equipment, subject to the necessary security requirements.

The maximum amount for each individual item is £10,000.

You can also choose add extra cover to include theft from a stolen vehicle up to a maximum limit of £20,000.

Please visit the Important Documents page  for full details of cover.

Yes, it is optional so if you do require these items to be covered, you can select the additional cover to include mobile phones and tablets under this policy.

Unfortunately this is not something which is available with our policies and we do not cover any claims for equipment which is hired or loaned out to others whilst you are not in attendance.

This is different to our hired in equipment cover, read more here: Hired In Equipment.

Cover for Hired In Equipment is available for photography equipment hired in by you under a hiring agreement.

This is an optional extra and the cover limit is up to £2,000 or 10% of your total insured value, whichever is the lesser.