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Ripe Shooting Insurance Frequently Asked Questions

Find the frequently asked questions around Ripe shooting insurance below. If you are looking to get in touch, please visit our product support centre.

Cover & Equipment

  • A Public Liability confirmation card will provide evidence of your £10m Public Liability cover when attending a shoot.

    NOTE: This card is only evidence of the Public Liability element of your insurance policy. It is not proof of insurance for the rest of your cover.

  • Yes, the new for old cover applies to items up to 3 years old.

    NOTE: For items over 3 years old, we provide Market Value cover.

  • No, you just need to make sure you are insuring for the correct value of all of the equipment you wish to cover.

  • Yes, items must be out of sight and in either a locked boot or covered luggage area; reasonable precautions must be taken to safeguard your guns as per your firearm or shotgun licence.

  • Yes, our policies are very flexible, allowing you to add new guns or equipment and change/adjust your policy at any time throughout the policy term.

    NOTE: Admin fees apply to all policy changes as per our Terms of Business

  • Yes, our policies are very flexible, allowing you to change/adjust your policy at any time throughout the policy term.

    NOTE: Admin fees apply to all policy changes as per our Terms of Business

  • You can insure up to £50,000 worth of shooting equipment.

    NOTE: There is a single article limit of £12,000 for any one item.

  • Guns, sights, binoculars, ammunition, clothing, trophies and accessories specifically designed and purchased for shooting.

    • Deer Stalking

    • Wild Fowling

    • Driven Shooting

    • Rough Shooting

    • Pest Control

    • Clay Pigeon

    • Target Shooting

    • Black Powder Shooting

    • Archery

    • Air Gunning

Activities & Eligibility

  • No, the shooting liability section will exclude any liability which has directly or indirectly occurred as a result of your profession or business.

  • Yes, we are able to cover the following types of guns:

  • There are no age limits to the insurance policy on Gunplan.

    NOTE: There are restrictions to the Personal Accident aspect of the cover, which are:

    • If you are under 18, the death benefit is reduced to £1,000

    • If you are over 80, the benefits are reduced to £5,000 and there is no cover for loss of hearing or permanent total disablement.

  • We offer a Worldwide extension which will cover you abroad if you select it as part of your policy. Unlike some insurers offering Worldwide cover, we include the USA & Canada.

    NOTE: Legal cover (If selected) is only applicable in the UK

  • A venue, or area of land where you have permission to shoot within specific boundaries.

  • No, our policy does not cover injury or death to any animals you own. Or any third-party liability should they cause injury or damage to third parties.

    NOTE: You would need to speak with a specialist pet/equine insurer/broker for this type of cover.

  • No, there is no cover for broken bones.

    NOTE: If you select our optional Personal Accident cover, you can add cover for serious injury, including loss of limbs, loss of sight, loss of hearing, permanent total disablement and death.

Syndicates & Clubs

  • Yes, we can offer cover for Syndicates. You can find more details on our website here: https://www.ripeinsurance.co.uk/shooting/syndicate-and-club-insurance

    To take up this offer, there are two ways to do so.

    1. Let us know that you wish to offer this to your syndicate members by calling us or clicking Contact Us, and include the name of the syndicate. We will then create a special offer code and send it to you. Each member can then contact us via phone, quoting their offer code, and they will receive the offer.

    2. If you wish to set up everyone’s cover for them and pay in one lump sum, you can do this by sending us an Excel spreadsheet with the following details:

    • Full name of person to be insured

    • Date of birth of person to be insured

    • Full address of person to be insured

    • Email address of person to be insured

    • Contact number of person to be insured

    • The level of cover they wish to include

    Each person would also need to confirm the following:

    • Have you or any person(s) named in this application had any insurance declined, cancelled or had any special terms imposed within the past 3 years?

    • How many claims (excluding motor vehicle claims) have you made in the last 3 years, regardless of fault?

    • Have you or any person(s) named in this application been convicted of any criminal offences within the last five years, or do you have any unspent convictions, or are you currently the subject of ongoing prosecution (excluding any motoring offences)?

    Once we have received these details, we will then contact you.

Legal Cover & Excesses

  • There is a £50 excess for Shooting Equipment and Dental Treatment claims. You can also purchase an excess waiver for an additional £6.

    Unlike other insurers, we do not apply an excess to any Shooting Liability claims.

  • Cover up to £100,000 is available if you are refused a new shotgun/firearm certificate or a renewal of a shotgun/firearm certificate.

    Cover also includes revocation or refusal of a firearms certificate, partial revocation of a firearms certificate and appealing against certain conditions imposed on a firearm or shotgun certificate.

    NOTE: Excess of £1,000 applies to revocation of licence.

  • Legal cover is an option on the policy, so if you have selected & purchased it, you are covered.

Contact & Support

  • If you need help with your shooting insurance, please visit our Shooting Insurance Support page.

    Here you can access your Members Area, start a live chat or find the best way to get in touch with our team.

  • If you need help with your shooting insurance, please visit our Shooting Insurance Support page.

    Here you can access your Members Area, start a live chat or find the best way to get in touch with our team.

Claims

  • Did you know you can now report your claim on our new online claims portal?

    Please click here to get started with your claim: Ripe Shooting Claims Portal

    You can also contact our claims handlers directly at The Davies Group to get started with discussing or making a claim.

    Telephone: 0333 400 7251

    Email: newclaim.gunplan@davies-group.com

    Their opening hours are 9.00am to 5.30pm Monday to Friday excluding bank holidays.

Payments & Premium Credit

  • You can choose to pay in full on a card, a single direct debit payment or spread the costs across the year with our monthly payment option.

    Please note: Monthly payments are only available for policies over £30.00.

  • Premium Credit is the leading premium finance company in the UK and Ireland.

    When you choose to pay for your insurance policy with us on a monthly basis, your credit agreement will be provided by Premium Credit.

  • If you need to discuss your Premium Credit agreement, please contact Premium Credit on 0344 736 9836.

  • If you have chosen to pay for your insurance policy monthly, there are fees applicable for missed payments or if your credit agreement has not been completed.

    If you are seeing any additional fees on your statement and have a monthly instalment plan with Premium Credit, you will need to contact them on 0344 736 9836.

  • The reason for having 2 monthly payments around the same time is that these are the first 2 out of your 10 monthly payments for your policy.

    When a policy renews with the monthly payment option selected, our partners at Premium Credit will collect the first 2 out of the 10 monthly payments from you around the same day.

    This is due to the first payment after renewal taking up to 10 working days to be set up, after which your payments continue as normal on the usual payment date. This means that the first 2 payments will be taken close together or even on the same day.

    Please be assured that this does not affect the cost of your insurance in any way, and that you now have only 8 monthly payments remaining this year.