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Beauty Salon Insurance

Beauty salon insurance with individuality

  • UK customer service team
  • Rated ‘Excellent’ on TrustPilot
  • Underwritten by Aviva
  • Award-winning insurance

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What is beauty salon insurance?

Beauty salon insurance is financial protection that covers your business for various unexpected events. Depending on your chosen level of protection, a policy can include cover for theft or damage to your equipment, or your liability to employees and customers.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98% of our customers intend to renew their cover with us.

What does beautician insurance with Ripe cover?

Other beauty trades we insure

 

We also cover a list of treatments included as standard for each trade. You can view them here.

 

Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Beauty salon insurance FAQs
  • How much does beauty salon insurance cost?
    • The cost of beauty salon insurance varies as many factors can affect the insurance you choose, including:

      • number of staff you employ

      • where the business is based

      • the type and level of cover you choose

      At Ripe, we try to keep insurance simple and believe you should only pay for the cover you need. You can get an insurance quote online quickly by providing some details about your.

    Why should I consider beauty salon insurance?
    • You may not see operating a beauty salon as a high-risk venture, but as with all small businesses, accidents can still happen.

      Specialist beauty salon insurance is designed to protect your business against costly claims from employees or clients and provides financial protection for your equipment and business premises if anything is damaged or stolen.

      Say one of your employees trips on a wet floor and makes a claim against you, or the business property you own is damaged in a fire—having the correct beauty salon insurance can protect your business in the worst-case scenarios.

    What does beauty salon insurance cover?
    • Your chosen level of cover depends on what you want to protect your business against, but the three main types of beauty salon insurance are:

      • Public and Products liability—this cover is included on all policies and protects you against third-party claims for personal injury or property damage

      • Treatment Risks—this ensures that if a treatment were to cause damage to your client, such as an allergic reaction you are covered

      • Employers’ Liability—this cover is a legal requirement if you employ others in your salon

      You may want to include Money Cover to provide financial protection if money belonging to your business is stolen from your salon or in transit. This can be especially useful if you deal in cash.

      Buildings Cover is another option if you wish to protect a premises you own or are responsible for if the building or contents are damaged.

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Help and advice for your business

A guide to starting a beauty business

Looking to start your own beauty business? Here is our ultimate guide on how to get started.

Read our business guide here

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Read our guide here

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