Specialist leisure group insurance for events, clubs, and community groups
Specialist leisure group insurance through Ripe can help provide financial protection for hobby, culture, entertainment, and tourism groups within your local area. Whatever the common interest may be that your group shares, at Ripe, we understand how important these groups are for your local community. That’s why we’ve made it as easy as possible to build an insurance policy that suits the requirements of leisure groups.
Why choose Ripe for leisure group insurance?
Easy online experience
Getting a quote and taking out your cover online is quick and simple. And to make the whole experience even easier, we've done away with any lengthy forms and cut out any confusing jargon.
Tailored to your interest
We know that every group and club and what they bring to communities is unique. Which is why we give you the flexibility to tailor your policy, so you only ever pay for what you need.
Helping your budget go further
We know that your budgets are a big consideration. Which is why we focus on providing cover that doesn't break the bank, so you can concentrate on allocating more resources towards what truly matters.
What does leisure group insurance cover?
There are several options, policy inclusions, and exclusions available with a leisure group insurance policy through Ripe. These can include:
Leisure group insurance
- Public and Products Liability – up to £10m
- Employers’ Liability – up to £10m
- Building cover – up to £500k for damage caused by specific perils such as storm, theft or accidental damage
- Fixtures, Fittings and Tenants Improvements – up to £100k
- General contents – up to £250k
- Equipment and Portable Equipment
- Stock up to £100k
- Business Interruption – up to £500k
- Professional Indemnity, including claims where someone has sustained an injury due to advice given
- Personal Injury caused by a participant in your leisure group
- Personal Effects
For the full policy wording and details on what is and is not covered under a leisure group insurance policy, visit our Important Documents.
What types of leisure groups can I get cover for?
Leisure group insurance through Ripe includes cover for a range of different groups, including:
Camping club insurance
For camping groups and outdoor clubs, camping insurance can help financially protect your camping gear and fellow campers should they damage third-party property.
Events organiser insurance
If you organise events at your local community centre or village hall, you can financially protect yourself, your building, and its contents with event organiser insurance.
Country club insurance
Operating a country club is no small task, which is why it may be worth considering country club insurance to help financially protect your building, fixtures and fittings, and any specialist equipment you have on site.
Children's entertainer insurance (excluding animals)
As a children’s entertainer, having Business Interruption as well as Specialist and Portable Equipment cover can help protect you financially should an accident occur while you're work.
Book club insurance
Having book club insurance in place can help provide the reassurance that your building and its contents are financially protected should the worst happen.
If you can’t see your leisure group mentioned in this list, the best way to find out if you can insure your group through Ripe is to get a quick online quote.
-
Do you need insurance to host an event?
While insurance is not a legal requirement if you’re hosting events, it’s best to check with your local authority, as well as any suppliers or hired venues, to make sure you’re meeting any insurance requirements they may set for a public event.
Even if you aren’t required to have insurance in place for the events you run, you may still want to consider getting event organiser insurance to help financially cover you, your group, and your building.
Do country clubs need Public Liability insurance?
Country clubs are not legally required to have Public Liability insurance. However, you may want to consider getting country club insurance to help provide financial protection should a member of your group damage third-party property.
Do you need insurance for volunteers?
If you employ any paid members of staff, you’re legally required to have Employers’ Liability insurance as a minimum.
Club and leisure guides
Club and leisure blog
Guides on sports clubs, leisure groups, & communities
Discover all of our blogs and guides, packed with tips for sports clubs, leisure activities, and community groups, from organising events and staying active to making the most of local facilities!
Club, leisure and community blogHow to run a community centre
Learn how to run a community centre effectively
From organising events and managing finances to bringing people together through clubs, arts, and volunteering, we cover everything you need to create a thriving hub for your local community.
How to run a community centre guide