Underwritten by Aviva Insurance Limited

Hair & Beauty insurance to suit your style

Hair and Beauty insurance with individuality

  • UK customer service team
  • Rated ‘Excellent’ on Trustpilot
  • Underwritten by Aviva
  • Award-winning insurance

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Why should I consider hair and beauty insurance?

Your business is unique to your skills and your work unique to each client. Which is why we’re here to provide you with a fresh perspective on your individual insurance requirements.

With us, you can benefit from decades of insurance experience expertly tailored into practical cover that works for you, leaving you to focus on what you do best.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98%* of our customers intend to renew their cover with us.

What does hair and beauty insurance cover?

Mobile or Freelancer

Salon or Business

Other beauty trades we insure

Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Refer your friends and you'll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Hair and beauty insurance FAQs

How much does hair and beauty insurance cost?

The cost of hair and beauty insurance can depend on a wide variety of factors. These can include your experience, what type of cover you require, and what type of treatments your business offers.

Should I consider insurance if I'm renting space in a salon?

If you are renting space in a salon, you might be partially covered by the business’s insurance, so it is best to check with the salon first. You may want to ensure you are fully protected, you might want to consider your own insurance policy in place as well.

What is Public and Products Liability for hair and beauty?

Public liability insurance can protect you, your employees and your business against legal action in the event of the following:

• where there is a treatment risk such as Illness or injury caused by a product you use or a business activity (e.g. a client suffers from an allergic reaction after a particular treatment)

• damage to someone’s property caused by a business activity such as getting bleach on a clients clothing

• an injury or accidental damage caused by someone you employ

Please note: If you employ anyone in your business, it is a legal requirement that you have employers’ liability insurance as well.

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The hair & beauty kit

Beauty guide

A guide to starting a beauty business

Looking to start your own beauty business? Here is our ultimate guide on how to get started.

Read our business guide here

Hairdresser guide

The ultimate guide to hairdresser equipment

In this guide, we'll look at some of the essential hairdresser's equipment that you'll need for your hairdressing business.

Read our guide here

*98% - taken from our annual Ripe customer survey, October 2022.

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