Underwritten by Aviva Insurance Limited

Spa Insurance

Spa insurance with individuality

  • UK customer service team
  • Rated ‘Excellent’ on Trustpilot
  • Underwritten by Aviva
  • Award-winning insurance

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What is spa insurance?

While there is nothing better than having a nice relaxing time at the spa, being responsible for a spa business comes with its fair share of risks.

This is where spa insurance comes in. Insurance can help protect you against expensive legal or repair costs in the event of a fire, theft, or an injured customer or member of staff.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98% of our customers intend to renew their cover with us.

What does spa insurance with Ripe cover?

Other beauty trades we insure


We also cover a list of treatments included as standard for each trade. You can view them here.


Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Spa insurance FAQs
  • How much does spa insurance cost?
    • The cost of spa insurance can depend on a number of factors. These can include:

      • The level of cover you purchase

      • The number of staff you employ

      • The location of your business premises

      Here at Ripe, we give you control over your policy so you only pay for the cover you need.

    What is spa insurance?
    • Spa insurance is a form of financial protection that can protect your spa. Depending on the level of cover you purchase, insurance can provide cover against theft or damage to your equipment or premises, along with liability to employees and customers.

    What is spa liability insurance?
    • Public and product liability cover is designed to protect you from any third-party claims for injury or property damage arising from the running of your spa.

      Let’s say you spill something on your client’s expensive belongings, and they make a claim against you, public liability cover would protect you financially.

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Help and advice for your business

A guide to starting a beauty business

Looking to start your own beauty business? Here is our ultimate guide on how to get started.

Read our business guide here

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As a hairdresser, it's vital that you have the right tools. Here is our guide on getting the best equipment.

Read our guide here

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