Protect you and your bike with specialist cycling insurance

WATCH Why you need Cycling Insurance

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Why choose Ripe for cycling insurance?

New for Old replacement

If your bike is stolen, and it was bought new and is less than 3 years old, we’ll replace it with a brand new bike.

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Public Liability cover for accidents

If you’re deemed liable for accidentally injuring someone or damaging property whilst cycling, we’ll cover the costs of any claims made against you.

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We won’t be beaten on price

Should you take out a policy and within 14 days find the same cover elsewhere for less, we’ll refund the difference.

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Just some of the bikes we insure...

Olympic medallist Lizzie Deignan, explains why you need cycling insurance

Lizzie Deignan is one of the most recognisable and respected faces within the world of cycling. She’s also an Ambassador for our specialist cycling insurance product, Cycleplan. Lizzie explains why all cyclists need insurance in our latest TV advert.

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What does our cycling insurance cover?

Bike cover for Theft, Loss & Accidental Damage up to £30k

This covers theft of your bicycle from your home, away from home or from a motor vehicle. Cover also includes malicious damage to your bicycle, accidental damage and loss.

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Public Liability cover up to £5m

Protects you if you accidently injure another person or damage third party property whilst riding your bike.

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Excess Waiver

The excess is the amount that you must pay of any agreed claim. By selecting excess waiver, you won’t have to pay a penny in the event of a claim.

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Personal Accident cover up to £50k

Covers you if you’re involved in a cycling accident that results in permanent disability or death. Also covers physiotherapy, broken bones, hospitalisation and emergency dental expenses relating to your cycling accident.

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Legal Expenses cover up to £50k

Covers you if you need to pursue a civil claim following a cycling accident that you were involved in.

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Bicycle Accessories up to £1k

Your accessories are an important part of your gear. We can cover your helmet, shoes, jerseys, vests, glasses, goggles, helmet mounted cameras, GPS units and lights where there’s also a claim to your bike.

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Check out some of our great reviews

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