Underwritten by Aviva Insurance Limited

Protect you and your bike with specialist cycling insurance

Protecting cyclists all over the UK

  • UK customer service team
  • Rated 'Excellent' on Trustpilot
  • Underwritten by Aviva
  • Multi-bike discount

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Why choose Ripe for cycling insurance?

New for Old replacement

If your bike is stolen, and it was bought new and is less than 3 years old, we’ll replace it with a brand new bike.

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Public Liability cover for accidents

If you’re deemed liable for accidentally injuring someone or damaging property whilst cycling, we’ll cover the costs of any claims made against you.

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Ripe Guarantee

At Ripe we take good care of you with great cover and exceptional service at the right price.

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Just some of the bikes we insure...

Olympic medallist Lizzie Deignan, explains why you need cycling insurance

Lizzie Deignan is one of the most recognisable and respected faces within the world of cycling. She’s also an Ambassador for our specialist cycling insurance product, Cycleplan. Lizzie explains why all cyclists need insurance in our latest TV advert.

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What does our cycling insurance cover?

Bike cover for Theft, Loss & Accidental Damage up to £30k

This covers theft of your bicycle from your home, away from home or from a motor vehicle. Cover also includes malicious damage to your bicycle, accidental damage and loss.

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Public Liability cover up to £5m

Protects you if you accidently injure another person or damage third party property whilst riding your bike.

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Excess Waiver

The excess is the amount that you must pay of any agreed claim. By selecting excess waiver, you won’t have to pay a penny in the event of a claim.

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Personal Accident cover up to £50k

Covers you if you’re involved in a cycling accident that results in permanent disability or death. Also covers physiotherapy, broken bones, hospitalisation and emergency dental expenses relating to your cycling accident.

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Legal Expenses cover up to £50k

Covers you if you need to pursue a civil claim following a cycling accident that you were involved in.

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Bicycle Accessories up to £1k

Your accessories are an important part of your gear. We can cover your helmet, shoes, jerseys, vests, glasses, goggles, helmet mounted cameras, GPS units and lights where there’s also a claim to your bike.

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Useful information on Bicycle Insurance

We know about more than just bicycle insurance - take a look at our caravan guides and articles.

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What to Do When Your Bike Is Stolen

It's important to act immediately if your bike is stolen. Here is a guide on the important first steps you need to take.

cycling insurance

Our Top 7 Safety Tips For Cycling At Night

Cycling at night can be daunting, but there are things you can do to keep yourself safe.

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Top Tips For Avoiding Saddle Sores When Cycling

Saddle sores can be quite a common problem for regular cyclists. Here are a few tips on how you can avoid them.

Check out some of our great reviews

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