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Park Home Insurance made simple

Build the perfect policy for your park home

  • UK customer service team
  • Rated 'Excellent' on Trustpilot*
  • Underwritten by Aviva
  • Dedicated claims team

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Why choose Ripe for park home insurance?

Create your own policy

This specialist park home policy has been designed so that you can add the cover you require to your policy quickly and easily. This means you never pay for cover you don’t need.

Backed by the Ripe Guarantee

Insurance that takes good care of you with great cover, exceptional service at our best price. Click here to find out more.

Building and contents cover

Cover your park home including fixtures and fittings up to the value of £500,000 and contents up to the value of £75,000.

Specialist park home insurance

If you live in a park home, it’s important that you have insurance that reflects the different needs of park home owners compared to home owners. For example, what if a bad storm hit and caused severe damage? Or what if you got into a legal dispute with the site owner? Without insurance, incidents like this could leave you substantially out of pocket. That’s why this park home insurance is designed to protect you and your park home.

Why do I need park home insurance?

Not only are you understandably protective of your park home, you know it can be expensive to repair as well. So, if your park home gets damaged due to an accident or bad weather, you could have to pay out a lot of money on repairs. This insurance can protect you should something like this happen.

What does park home insurance cover?

This park home insurance protects against damage caused by storms, floods, theft, or malicious damage. This cover also protects you against water escaping from burst or broken water pipes and includes vermin cover as standard

You can also protect the contents of your park home as an optional extra. This cover protects your contents against loss or damage up to the value of £75,000.


Cover up to £500,000

Cover your park home including fixtures and fittings up to the value of £500,000 and contents up to the value of £75,000.

£5m Public Liability

£5m Public Liability cover is included as standard, protecting you against the risk of any claims for injury to another person or property damage.

Legal expenses

Provides cover up to £25,000 for the cost of pursuing or defending a range of legal actions including consumer, injury or property disputes.

Mobility scooter cover

Provides cover for theft, loss and damage to your class 2 or class 3 mobility scooters and powered wheelchairs while in and away from the home.

Hot tub cover

Provides cover for damage to hot tubs when left outside of the park home, including damage caused by storms or loss due to theft. Inflatable or wood fired hot tubs are not covered.

Home emergency cover

Provides help to resolve situations where your park home becomes unsafe or insecure or if there is risk of further damage to the home. It can also cover the cost of emergency repairs to the services in your park home.

What do Ripe Caravans customers say?

*TrustPilot rating based on over 3,000 Ripe Caravans reviews as of 26th June 2022.

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