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What we insure
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Build the perfect policy for your caravan or holiday home
Static caravans
Select from a wide-range of cover options and enjoy great protection at low prices.
What's included in our static caravan insurance?
Touring caravans
Create your own policy in a few simple steps for first-class cover on and off the road.
What's included in our touring caravan insurance?
Lodges, cabins and chalets
Choose holiday home cover that suits you for peace of mind all year round.
What's included in our insurance for lodges, cabins, and chalets?
Specialist caravan insurance
Whether you own a tourer or a static home, having the right insurance is important to make sure your prized possession is properly protected.
We cover touring caravans up to a maximum value of £75,000, static caravans up to £175,000, and lodges, cabins and chalets up to £500,000 against theft, loss or damage.
With our contents insurance, you can protect your belongings up to a maximum value of £10,000 for tourers, £30,000 for statics and £60,000 for lodges, cabins and chalets.
Our Public Liability insurance will also cover you if your caravan was to cause property damage or injury to someone else. We include £2m as standard, which you have the option to upgrade to £3m or £5m.
We also offer a range of other options so you can build the perfect policy for your caravan or holiday home and only ever pay for the cover you need.
It’s quick and easy to get a quote online and we only ask the questions that are absolutely necessary to give you the right price. The result is bespoke caravan insurance that’s simple to arrange and guaranteed to be cheaper than you’ll find anywhere else*.
Why choose Ripe for your caravan or holiday home insurance?
Ripe Guarantee
At Ripe we provide great cover and exceptional service at the right price with our award-winning insurance. Click here to find out more.
Touring caravan club member discounts
Are you a member of a touring caravan club? We provide generous discounts for members of the UK's most popular clubs including CaSSoa, The Caravan and Motorhome Club and The Camping and Caravanning Club.
5-star Trustpilot rating
We take customer service very seriously and strive to provide a smooth, efficient service every time. We’ve had over 7,500 reviews from happy customers who have reviewed us on Trustpilot, giving us an overall rating of Excellent.
Only pay for the cover you need
We’ve ‘unpackaged’ caravan insurance, making it easy for you to create your own policy, saving you time and money. Our quote system allows you to only select the cover you need, meaning you won’t pay for any cover you don’t need.
Useful information on Caravan Insurance
We know about more than just caravan insurance - take a look at our caravan guides and articles.
The Most Common Caravan Insurance Claims
Here are some of the most common caravan insurance claims we receive and how you can protect yourself against them.
What Does Static Caravan Insurance Cover?
If you own a static caravan, having the right insurance is essential. Here are the ways static caravan cover can protect you.
What Does Touring Caravan Insurance Cover?
Want to know more about how touring caravan insurance works? Here is our handy guide.
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Why do I need caravan insurance?
Just as home and car insurance are important, caravan insurance is equally as vital. Given the value of your caravan and the risks of potential damage or accidents occurring, having the right insurance will ensure that you have the financial protection you need.
How much does caravan insurance cost?
The cost of caravan insurance can vary, depending on the type of caravan you wish to insure, the age of the caravan and what security measures you have in place.
With our straightforward online quote process, you will be able to get a price for protecting your caravan within a few minutes.
What does touring caravan insurance cover?
With touring caravan insurance, you are covered if your tourer or its contents are stolen, lost or damaged. Insurance will also cover you if you injure someone or damage property.
If you would like more information, visit our touring caravan page.
What does static caravan insurance cover?
Among other things, insurance protects you against damage to your static caravan, along with theft or damage of the contents. Public liability cover is also included so you are protected if someone is injured while in your caravan.
For more information, visit our static caravan page.
*Best Price Guarantee is based on like-for-like cover. A written quotation from the comparable provider must be provided, as well as their Policy Terms. Ripe will endeavour to respond to any quote request within 14 days from receipt of all relevant documentation.
We offer a range of savings for new and renewing policyholders of up to 50% on the Caravan insurance premium for the caravan’s security features, where the caravan is located, club membership and other criteria. All relevant savings up to 50% will be applied to your policy and at renewal if circumstances remain the same.