Static caravan insurance

The right insurance is an essential part of being a static caravan owner and there are several key reasons why you need the best insurance in place. Static caravans are particularly vulnerable to the elements and damage caused by bad weather is a major risk. Having the right insurance will protect your static caravan against the cost of repairing damage caused by storms, flooding, lightning, frost and falling trees. As most holiday homes are left unattended at times during the year, there is also the risk of theft and damage caused by break-ins or vandalism. Aside from the threat of damage, proof of insurance might also be required by your holiday park. Some parks insist that you have a certain level of insurance cover and may ask for proof of insurance as a condition of you having a plot there.

For most caravan owners, the most important insurance cover is for the caravan itself and its contents. Also known as ‘home and contents insurance’ by some insurance companies, this covers the caravan itself, as well as the contents, against loss or damage caused by fire, lightning, storm, flooding, frost, theft, accidental loss or damage, vandalism and malicious damage and falling trees.

The cost of your static caravan insurance will depend on a variety of factors such as where your static caravan park is located (some locations are at greater risk from flooding), the value of your holiday home and contents, and the levels of cover you decide to select.