Quick and easy small business insurance

Find your profession or trade below and get an instant, tailored quote now

Why choose Ripe for your small business insurance?

Public Liability and Employers' Liability cover in an instant

Our super-fast quote process quickly gives you a bespoke quote meaning you can get cover in a matter of minutes. We’ll email the certificates and policy documents to you straight away too.

£10k Accidental Death cover – FREE with all policies

Financial help is at hand if an unfortunate accident at work leads to loss of life. All of our policies come with £10k Accidental Death cover included for an extra layer of protection. 

Create your own policy

We like to make insurance less complicated. We 'unpackage' insurance and let you decide which cover you'd like to add, which means that you don't end up paying for cover that you don't need. Naturally, we'll provide you with some suggestions along the way so you know what is available, but you decide what to buy.

Monthly repayments on all policies

Our flexible payment options allow you to pay a 20% deposit and spread the rest over 9 monthly instalments

Small business insurance that's right for you

Can't find your trade or profession? Try our A-Z directory search

Our insurance

We make it easy to select the insurance you need and get cover quickly. Whether it’s Public Liability insurance, Employers' Liability insurance, Goods in Transit insurance, Tools Cover, Contract Works insurance or Own Plant and Hired in Plant insurance insurance, we’ll give you the right cover at the right price.

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Right for your business

We know that your business is unique so we’ll tailor your insurance to suit you. We cover a variety of trades, professions and business types, so whether you are a self-employed builder or a freelance accountant, we’ve got the right cover for you.

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Who are Ripe insurance?

Take a fresh look at insurance

Here at Ripe we like to do things differently. We don’t believe in long forms, jargon or expensive premiums. We’ve made insurance quick and easy. Yes, really!


Check out some of our great reviews

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