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Quick and easy small business insurance

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Why choose Ripe for your small business insurance?

Public Liability and Employers' Liability cover in an instant

Our super-fast quote process quickly gives you a bespoke quote meaning you can get cover in a matter of minutes. We’ll email the certificates and policy documents to you straight away too.

£10k Accidental Death cover – FREE with all policies

Financial help is at hand if an unfortunate accident at work leads to loss of life. All of our policies come with £10k Accidental Death cover included for an extra layer of protection. 

24 hour claims helpline

We know that not every business is 9-5 so we’re here to help with any claims queries 24 hours a day.

Interest free monthly repayments

Our flexible payment options allow you to spread the cost of your policy over 9 interest free instalments.

Small business insurance that's right for you

Can't find your trade or profession? Try our A-Z directory search

Our insurance

We make it easy to select the insurance you need and get cover quickly. Whether it’s Public Liability insurance, Employers' Liability insurance, Goods in Transit insurance, Tools Cover, Contract Works insurance or Own Plant and Hired in Plant insurance insurance, we’ll give you the right cover at the right price.

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Right for your business

We know that your business is unique so we’ll tailor your insurance to suit you. We cover a variety of trades, professions and business types, so whether you are a self-employed builder or a freelance accountant, we’ve got the right cover for you.

Get a quote

Who are Ripe insurance?

Take a fresh look at insurance

Here at Ripe we like to do things differently. We don’t believe in long forms, jargon or expensive premiums. We’ve made insurance quick and easy. Yes, really!

About Ripe

Over 180,000 policyholders think peace of mind feels better with us.

We’re passionate about what we do and the great service we offer our customers.

Our reviews

We're UK-based and always happy to help

We pride ourselves on making insurance simple to understand and easy to buy. Want to ask us a question? Our team of UK advisors are here to help.

Our help and support

Check out some of our great reviews

Based on 4,300 reviews on we have been rated on average as Excellent.

"Could not ask for more"

5 stars

Could not ask for more, great service, great value and nice people to deal with.

Brian Levinsohn March 2017

"A great company to deal with"

5 stars

No long queue on the phone waiting to talk to someone. Prompt response to questions and very good insurance quote.

Mrs Margaret Kelly April 2017

"Easy to understand"

5 stars

Simple to purchase…peace of mind for a whole season for not a lot of money. I use them year on year.

Vinny Redford April 2017

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