Fishery Insurance
Specialist fishery insurance for fishing clubs & riparian owners
Owning a fishery or riparian area is an important responsibility within your community, which is why you may want to protect it through specialist insurance.
Fishery insurance through Ripe can help financially protect your club against risks such as building damage, equipment loss, or third-party claims from staff or visitors. You can build your own policy from the options available, depending on your needs, leaving you and local anglers free to enjoy your waters.
Why choose Ripe for fishery insurance?
Easy online experience
Getting a quote and taking out your cover online is quick and simple. And to make the whole experience even easier, we've done away with any lengthy forms and cut out any confusing jargon.
Tailored to your interest
We know that every group and club and what they bring to communities is unique. Which is why we give you the flexibility to tailor your policy, so you only ever pay for what you need.
Helping your budget go further
We know that your budgets are a big consideration. Which is why we focus on providing cover that doesn't break the bank, so you can concentrate on allocating more resources towards what truly matters.
What does fishery insurance cover?
Through Ripe, a fishery insurance policy can include a range of options, with different inclusions and exclusions, such as:
Fishery insurance
- Public and Products Liability – up to £10m
- Employers’ Liability – up to £10m
- Building cover – up to £500k for damage caused by specific perils such as storm, theft or accidental damage
- Fixtures, Fittings and Tenants Improvements – up to £100k
- General contents – up to £250k
- Equipment and Portable Equipment
- Stock up to £10k
- Business Interruption – up to £500k
- Professional Indemnity, including claims where someone has sustained an injury due to advice given
- Personal Injury caused by a participant
- Personal Effects
For the full policy wording and details on what is and is not covered under a fishery insurance policy, see our Important Documents page.
Why consider fishery insurance?
If you employ staff or volunteers, Employers’ Liability cover is a legal requirement in most cases. Other fishery insurance options, such as Public Liability or Buildings cover, are not compulsory but could provide added financial protection.
For example, if a day ticket angler were to injure themselves by tripping on a wet platform, Public Liability cover could help with legal costs if a claim is made. Or if a storm damages the clubhouse roof, Buildings cover could help with repair costs.
Fishery and riparian insurance through Ripe can include up to £10m Public Liability cover, up to £500k Building cover, plus financial protection for fixtures, contents, equipment, and more.
How much does fishery insurance cost?
The cost of fishery insurance depends on a few factors, such as:
- the location of the fishery or riparian area
- the size of the building
- the level of cover you need
- the type of cover chosen
Get an online quote here to see the most accurate cost for your fishery insurance policy.
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Who is fishery insurance for?
Fishery insurance is designed for a wide range of people and organisations involved in managing waters. This could include private fishing club owners, riparian area owners, angling clubs, and associations that run day-ticket waters. Those who host community events or fishing competitions may also consider fishery insurance. Since no two fisheries are the same, policies can be built to reflect the size of your site and the level of protection you’d like in place.
What is riparian owner insurance?
Riparian owner insurance is a form of financial protection for people or organisations that own land alongside rivers, streams, or other waterways. It can help financially cover risks like damage to buildings, loss of equipment, or liability claims from employees or members of the public. In short, it can help to safeguard both your property and your responsibilities as a riparian owner.
Do fisheries need public liability insurance?
While Public and Products Liability cover is not legally required, it can help provide financial protection in the event of third-party claims, helping to cover potential legal costs and other expenses. So, you may want to consider it as a fishery or riparian owner.
Do I need fishery insurance for day ticket anglers?
It’s not legally required for day ticket anglers, but you may want to consider it to help manage potential risks. For example, if a visitor tripped on uneven ground or damaged their equipment on your property, fishery insurance could help provide financial protection in the event of third-party claims.
Are volunteers and staff covered?
Yes—you’ll get up to £10m Employers’ Liability cover through a Ripe fishery insurance policy where this cover is selected, which includes financial cover against third-party claims from volunteers and staff.
Are fishing competitions or events covered?
Yes—amateur fishing competitions and events can be included under a fishery insurance policy through Ripe. This means cover may extend to activities such as community events or club competitions, subject to the terms and conditions of the policy. For full details, please see the policy wording on our Important Documents page.
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