Specialist museum and art gallery insurance through Ripe
Your art gallery or museum is the heart of your community, adding colour and life to the local culture, so you may want to consider financially protecting it with art gallery and museum insurance.
Keeping those treasures safe is important, which is why we’ve made it as easy as possible for you to build an insurance policy that’s right for you. You can get an online quote in just a few clicks, so you can spend less time worrying about insurance logistics and more time dedicating your energy to sharing the joy of art with your visitors and supporters.
Why choose Ripe for museum insurance?
Easy online experience
Getting a quote and taking out your cover online is quick and simple. And to make the whole experience even easier, we've done away with any lengthy forms and cut out any confusing jargon.
Tailored to your interest
We know that every group and club and what they bring to communities is unique. Which is why we give you the flexibility to tailor your policy, so you only ever pay for what you need.
Helping your budget go further
We know that your budgets are a big consideration. Which is why we focus on providing cover that doesn't break the bank, so you can concentrate on allocating more resources towards what truly matters.
What does museum insurance cover?
There are several options, policy inclusions, and exclusions available through a museum insurance policy through Ripe. These can include:
Museum insurance
- Public and Products Liability – up to £10m
- Employers’ Liability – up to £10m
- Building cover – up to £500k for damage caused by specific perils such as storm, theft or accidental damage
- Fixtures, Fittings and Tenants Improvements – up to £100k
- General contents – up to £250k
- Equipment and Portable Equipment
- Stock up to £100k
- Business Interruption – up to £500k
- Professional Indemnity, including claims where someone has sustained an injury due to advice given
- Personal Injury caused by a museum or gallery member
- Personal Effects
For the full policy wording and details on what is and is not covered under a museum insurance policy, visit our Important Documents page.
Can I get cover for art and museum collections or exhibitions?
Only art and artefacts belonging to your gallery or museum are covered under a museum and art gallery insurance policy through Ripe. However, if you’re hosting or temporarily loaning a collection or exhibition from another gallery or museum, these items would not be covered.
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How much does museum and art gallery insurance cost?
The cost of a museum art gallery insurance policy through Ripe will vary depending on several factors, including:
- the size of your gallery
- the location of your gallery
- the level and type of cover you want
The best way to find out how much your gallery insurance policy could cost is by getting a quick online quote.
Does a policy through Ripe include insurance for small museums?
Yes, a museum insurance policy through Ripe includes small museums and can include larger museums, too, as long as it’s UK-based, and the annual turnover is less than £500,000.
Do fisheries need public liability insurance?
Art gallery insurance can help provide financial protection in situations such as:
- a member of your museum or gallery tripping and being injured on museum or gallery grounds
- a visitor suffering an injury due to a loose piece of gallery equipment
- a member of your museum or gallery damaging a third party’s property
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