Protecting our tomorrow

How we’re making a difference

Protecting people’s passions every day and providing a fully transparent service to our customers to give them the confidence they need is our priority. So, it’s essential that we also help to lead the way in the insurance industry by protecting the future of our communities and our planet for the benefit of our customers, colleagues and communities. Here’s just some of the things we’re doing.

Our Net Zero pledge:

At Ripe, we don’t mess around – when we do something, we do it with ambition and dedication. We measured our carbon footprint and started implementing our net zero strategy and carbon reduction plan in line with global targets to truly contribute to slowing the impact of climate change.

As part of our strategy, we have offset unavoidable emissions which makes us a Carbon Neutral business! We’ll continue to reduce our carbon footprint and that’s why our pledge is to achieve Net Zero by 2050. For starters, we’re aiming to reduce our carbon output by 42% by 2030.

We’ve been awarded A+!

As specialists in their field Alectro have examined every aspect of our business to help us minimise our impact on our communities and the planet. To be awarded with the Alectro A+ status means that we’ve been assessed against a set of criteria highlighting how dedicated we are to measuring and reducing our emissions.

How we offset our carbon emissions.

To offset our unavoidable carbon, we’ve invested in a number of initiatives including a Renewable Power Project in India, Efficient and Clean Cooking for Households in Somalia, a 300 MW Solar PV Plant in Bhadla Rajasthan and a Safe Water Project in Bangladesh.

Our approach to sustainability

We’ve identified the main areas we should focus on for our approach to sustainability and they all fit under three main headings which are; Environmental, Social and Governance. Our dedicated team are busy working to deliver our strategy. Here’s some of the good stuff we’re doing:

Environment

Waste management

None of our office waste goes to landfill and any non-recyclable material is sent to an Energy From Waste plant to create electricity.

Employee focus

We carry out an annual survey and regularly monitor employee satisfaction to make sure that we have happy employees.

Supply chain

We aim to improve our sustainable practices throughout our supply chain and encourage our partners and suppliers to do the same.

Social & Community

Helping our communities

Support communities through volunteering, challenges and donation activities. So far, we’ve supported local charities to help tackle poverty and homelessness.

Supporting colleagues

We strive to provide a safe and healthy work environment for our colleagues, with clear policies and a benefits support programme.

Internal culture

We promote a culture for employees to help us achieve our ESG goals by offering 2 volunteering days a year and initiatives such as a cycle-to-work scheme.

Governance

Ethics & compliance

To uphold best practice standards of corporate governance and ethics, transparency, accountability and integrity in our business practices at all times.

Training and development

We will regularly review our customer journey to ensure Consumer Duty and good customer outcomes are our priority.

Commitment

We encourage all employees to develop their skills and commit to investing in courses or professional qualifications to help further careers.

Working at Ripe

Making sure that our employees are supported in and out of the workplace is really important to us. From being there to help if there’s a bump in the road, or if we just want to celebrate the good stuff well, we’re continually adapting our policies to help support our team and create a positive culture. Here’s just a few examples of why it’s good to work with us:

We give extra holidays and have a sabbatical opportunity to reward loyalty at Ripe.

We give our employees two volunteering days a year so they can support charitable causes.

We’re committed to supporting employees affected by the menopause.

We have an IVF and Assisted Conception Policy to support our colleagues and families

We’re an accredited Living Wage Employer

Supporting our communities

As part of our commitment to supporting our communities, we offer our employees two volunteering days a year so they can choose a charity or community project to support. Here’s just some examples of Ripe doing good!

Mustard Tree – Tackling homelessness and poverty
Wood Street Mission – Improving the lives of families and children
Northwest Cancer Research – Fundraising for Cancer Research
Wheels for All – Supporting inclusive cycling
Wythenshawe Foodbank – Helping local people in crisis
Freshfields Animal Rescue – Helping animals in need of a home

The little things make a big difference!

Our ESG strategy runs through all of Ripe and we know that all changes, no matter how small, help the planet. Here’s just a few of the changes we’ve made:

We choose to collaborate with likeminded supply chain partners who are committed to environmentally and socially responsible practices.

We’ve saved approx 1 million pieces of paper over the last 3 years by sending insurance documents by email rather than post.

When our IT equipment such as lap tops and monitors are no longer fit for purpose, we work with a third party to recycle them so parts can be used to help refurbish devices or carefully disposed of.

We encourage all staff to carpool, use public transportation, cycle or walk when commuting.

**1 million measurement as at November 2025*

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