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Carpet cleaner insurance

What is carpet cleaner insurance?

As a carpet cleaner, you’ll want to ensure you leave your customer’s carpets looking brand new. But there’s always a chance that something could go wrong. That’s why you need tailored carpet cleaner insurance, to protect your business against any costly compensation claims made against you. Our specialist insurance for carpet cleaners includes Public Liability, Employers’ Liability, Tools cover and more.

Why do carpet cleaners need Public and Products Liability insurance?

When you're cleaning someone's carpet, even the most innocuous incident could result in a claim being made against you.

You may accidentally damage an item of furniture, or spill something onto a client’s carpet causing it to stain.

If these things happen, you could be facing a costly compensation claim, especially if you are working in an expensive property containing valuable items. This is why you need Public Liability insurance.

Public Liability insurance for carpet cleaners protects your legal liability if a claim is made against you or one of your employees for injury and/or property damage.

Our Public Liability insurance can be obtained in just a few clicks and you can choose from £1m, £2m or £5m of cover, depending on the size and nature of your business.

Why do carpet cleaners need Employers' Liability insurance?

When working with hazardous chemicals such as bleach, your employees are at risk of injury. If a carpet cleaner you employ suffers an injury whilst at work, they may hold you responsible.

This is why you are required by law to have Employers' Liability insurance if you have employees. Employers' Liability covers the costs and legal expenses you could incur if one of your current or former employees makes an injury-related claim against you.

Ripe Insurance for Small Business offers £10 million Employers' Liability cover as standard.

Why do carpet cleaners need Tools cover?

For carpet cleaners, your equipment is the difference between a spick and span home and an unhappy customer.

If your extraction cleaner was damaged and stopped working you might have to put a job on hold. What's more, if you weren't insured and had to pay for repairs or replacements out of your own pocket, there would be obvious financial implications for your business.

Ripe Insurance for Small Business provides specialist Tools cover of up to £5,000, to protect your equipment against theft, loss or accidental damage. With our Tools cover, you can minimise disruption to your business and continue cleaning carpets with minimal fuss.

Why choose our carpet cleaner insurance?

Our carpet cleaner insurance is quick and easy to buy and gives you the right cover at the best possible price. We also include £10,000 Accidental Death benefit FREE in all our policies. Our Best Price Guarantee means we won't be beaten on price, so get an instant online quote today and make sure you're protected.

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