Underwritten by Aviva Insurance Limited

Hairdresser Insurance

Hairdresser insurance with individuality

  • UK customer service team
  • Rated ‘Excellent’ on Trustpilot
  • Underwritten by Aviva
  • Award-winning insurance

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What is a hairdresser?

Hairdressers are skilled professionals when it come to cutting and styling hair. They work closely with their clients to create the best hairstyle for them, helping to boost their confidence and personal style.

A hairdresser meets and deals with different clients, on a daily basis. Some hairdressers specialise in areas such as, hair texture, colouring, braiding, extensions and more—the possibility for creativity is endless.

Hairdressers can be self-employed with no business premises, be working at a premises, be part of or own a company who primarily work at their customers’ premises.

Why should I consider hairdresser insurance?

As a skilled professional you would hope that accidents won’t happen—but they can.

Whether it is an accident, working with chemicals or sharp and hot tools, theft of your valued equipment or accidental damage caused by a client—it’s unavoidable to completely prevent risk and a simple mistake can be costly.

As a freelance or mobile hairstylist, you may want to consider hairdressers insurance even more, as you’re just as susceptible to the same risks as bigger businesses, yet it can be far more difficult to cover the costs.

Why choose Ripe

Insurance you can get creative with

The beauty of our flexible cover means you choose what you need and won't pay for anything you don't.

Beautifully simple

We've made taking out cover online super quick and beautifully simple, with no lengthy forms or confusing jargon.

We wow our customers too!

Not only is our cover rated 'Excellent' on Trustpilot, but 98% of our customers intend to renew their cover with us.

What does hairdresser insurance with Ripe cover?

Meet our expert

“Hairdressers insurance protects you against claims for accidental injury or property damage, as well as damage or theft of your equipment.”

Charlotte Hughes

Product Development Manager

Check out profile

Other beauty trades we insure

 

We also cover a list of treatments included as standard for each trade. You can view them here.

 

Why choose us?

You can get the specialist cover you need easily, leaving you to focus on your clients.

  • Insurance with individuality

Just like your services will be unique to each of your clients, you can tailor your insurance to suit the unique needs of your business.

  • We keep our customers happy

Over 320,000 happy Ripe customers already trust us for their insurance cover. Join them and enjoy the confidence it brings.

  • We’ve got good chat

Like you, we know how important it is to build a rapport with your clients, so our UK based customer service team is on-hand to talk.

Find out more

Hairdresser insurance FAQs
  • What type of hairdressing insurance should I consider?
    • The insurance cover you decide to choose will depend upon the business you are running.

      Factors you may want to consider include:

      • Location of work: are you freelance, do you work at home or in a salon, do you own a salon?

      • Employees: do you have employees who work for you?

    What is public liability insurance for a hairdresser?
    • Public Liability insurance gives you, your employees and your business protection against legal action if the following were to occur:

      • an injury or accidental damage caused by you or an employee

      • illness or injury caused by a product, you or a business activity (such as a client experiencing a reaction after receiving a hair treatment)

      • damage to someone’s property caused by a business activity

    How much does hairdresser insurance cost?
    • The cost of hairdresser insurance can differ depending on a variety of factors. These can include, and are not limited to:

      • years of experience

      • type of cover you require

    What is included with hairdresser insurance?
    • Depending on your business, hairdresser insurance can include:

      • Public Liability Insurance: protecting you against injuring someone, such as a client or damaging their property

      • Employers’ Liability Insurance: by law if you have any employees (full or part-time) you will have to consider this insurance—it provides protection if an employee is injured or gets ill at work

      • Equipment Insurance: protecting you if your hairdressing equipment or tools are damaged or stolen

      • Building Insurance: covers your business or salon premises if it were to be damaged and/or need repairs

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Help and advice for your business

A guide to starting a beauty business

Looking to start your own beauty business? Here is our ultimate guide on how to get started.

Read our business guide here

The ultimate guide to hairdresser equipment

As a hairdresser, it's vital that you have the right tools. Here is our guide on getting the best equipment.

Read our guide here

Content reviewed: 4th January 2023

Reviewed by: Charlotte Hughes

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