Specialist air rifle insurance
Air rifle shooting is quickly becoming one of the most popular shooting sports in the UK, greatly growing in popularity in recent years. Whether you are using an air rifle for target shooting or to keep your pest levels in check, it makes sense to protect your air rifle and yourself. With our specialist Air Rifle insurance, you are covered against claims should you injure someone, damage their property, injure yourself whilst using your air rifle, or your equipment is damaged or stolen.
What does our Specialist Air Rifle insurance offer?
- Up to £50,000 Equipment cover
- Up to £10m Public Liability cover
- Up to £50,000 Personal Accident cover
- Event Fee Reimbursement up to £500
- FREE Equipment Hire up to £200
- Worldwide cover
So, what exactly does specialist insurance cover?
- Compensation for equipment repairs and replacement
Whether you are a pest control professional, air rifle competitor or just simply enjoy air rifle sports as a hobby, you will have accrued a certain amount of equipment along the way. Clothing, ammunition, telescopic sights, safety gear and the air rifles themselves can potentially cost thousands of pounds. If they are damaged, repair costs can leave you out of pocket and could mean you are unable to shoot. Our Air Rifle insurance protects your equipment up to £50,000 against theft, loss and damage.
We’ll also replace your equipment on a New-for-Old basis if the item is under three years old and bought new, subject to satisfactory proof of ownership. Equipment over three years old will be replaced at the market value of that equipment at the time of any damage or loss.
What’s more, we will also cover the cost of any equipment hire (up to £200) to ensure inconveniences like a cracked air rifle or lost rifle scope don’t come between you and the sport you love.
- Public Liability if you cause injury or property damage
Our Public Liability insurance provides protection of up to £10 million if a claim is made against you for injuring someone else or causing damage to someone else’s property. For example, if you were to accidentally fire a wayward shot and injure someone, damage a car window or injure livestock. Due to the dangerous nature of the sport, it is the most essential cover for you.
Having Public Liability Insurance for air rifle shooting allows you to enjoy participating in this great sport without worrying about legal fees, pay outs and compensation – these are all taken care of so you can have a clear mind and focus on your target. You will also receive a free personalised Public Liability confirmation card, so you have proof of insurance when you are at the range.
- Personal Accident if you require treatment
In the right hands, accidents involving air rifles are rare, but mistakes and accidents can still happen. For example, you may suffer a dental injury through kickback or recoil, causing serious damage.
Our Personal Accident cover can provide compensation payments of up to £50,000 if something were to happen to you on a shoot which results in your death, loss of limbs, loss of hearing, loss of sight, permanent total disablement or you require dental treatment. We also provide Event Fee Reimbursement of up to £500 should you not be able to attend a shooting event due to injury or illness up to 14 days immediately prior to the event start date.
- Additional cover
Worldwide - We know air rifle shooting is a sport that is enjoyed by millions around the world with many competitions taking place across the globe. Hobbyist air rifle shooters travel to competitions or hunts away from the UK, which is why we cover you wherever you are in the world up to 90 days a year.
Excess Waiver - We offer an Excess Waiver which means you won’t need to pay any excess charges for shooting equipment or dental claims.
Legal protection – You might encounter the situation where you’re not permitted to renew your air rifle certificate, it was revoked, or maybe new conditions were imposed on your certificate. Our legal expenses cover will assist up to £100,000 to help you challenge these actions.
Going beyond house insurance
Common home insurance policies often have limited cover away from home or refuse to cover shooting equipment at all. Our Specialist Archery Insurance covers you for accidents that happen both inside and outside of your home, such as equipment stolen in transit to or from the archery venue, and equipment damage at the venue. We also pride ourselves on allowing our customers to get the cover that best suits them - you can tailor your insurance policy to fit your needs.
There are three reasons you should choose our Specialist Air Rifle insurance instead of relying on your home insurance:
- Your air rifle equipment is covered when you are out and about – the vast majority of home and contents insurance policies have limited cover away from home. We also protect your equipment in transit, so when you are on the way to or from a shoot.
- Home insurance generally wouldn’t provide Public Liability or Personal Accident insurance.
- Adding additional cover onto your home insurance could leave you with an expensive premium.
- We allow you to tailor your policy – you only pay for the cover you need.
How much does Specialist Air Rifle insurance cost?
Our Air Rifle insurance is provided by Gunplan, part of Ripe Insurance. When it comes to providing gun and shooting insurance, Gunplan can provide you with value for money cover without the unwanted extras that many shooting organisations include in their membership.
How much your Air Rifle insurance will cost depends on the value of your equipment and other cover you require. Get a quote from Gunplan today.