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Protect your Jewellery with experts you can trust

Enjoy peace of mind with our tailor-made jewellery insurance. PLUS we’ll beat any quote by 5%

  •  Lowest Price Guarantee
  •  Loss, Theft, Damage cover
  •  UK & Worldwide cover
  •  No excess available
  •  No-hassle claims

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Save 10% when you insure two or more items

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Our Jewellery cover is a better alternative to home insurance

Our tailor-made jewellery insurance has been designed with your lifestyle in mind. Whether you have a single item, or a collection up to £30,000 in value, our insurance provides the best cover at the best price.

Accidental damage

Our Jewellery insurance includes cover for accidental damage, home and away as standard.

Theft

Cover in case your Jewellery is stolen during a break-in or whilst being worn by you or an immediate family member.

Loss

If you accidentally lose your Jewellery at home, away from home or out of the country, you'll be covered.

Worldwide coverage

Included as standard, so we'll repair or replace your Jewellery, wherever the incident occurred.

What does our jewellery insurance cover?

What's covered

  • Worldwide

We offer worldwide cover as standard which means we will repair or replace your items, wherever the incident occurred, up to a maximum of £30,000. 

Providing that you are a UK resident, your policy allows you to enjoy peace of mind wherever you are with unlimited international cover on all policies.

  • Loss

Our policy covers loss of items wherever you are, which means that you have fail-safe security and protection should you accidently lose your jewellery at home, away from the home or out of the country.

In the event of a claim due to theft, partial loss, loss or malicious damage, you must report the incident Police within 24 hours and obtain a Crime Reference and/or log number.

  • Accidental damage

We cover accidental damage, home and away as standard. Whether your jewellery is dropped and smashed or sustain other accidental damage, you can rely on our policy to cover the cost of repair or replacement.

Partially damaged items are also covered for the cost of repair and/or restoration, plus the amount of any depreciation, providing that the cost of this does not exceed the full value of the item.

  • Theft

If your jewellery is stolen during a break-in at home, or whilst being worn by you or an immediate family member outside of the home, our policy gives you the cover you need to replace them. 

In the event of a claim due to theft, partial loss, loss or malicious damage, you must report the incident Police within 24 hours and obtain a Crime Reference and/or log number.

Keep your jewellery insured

To ensure your jewellery is covered by our policy you will need to take the following measures. 

  • Theft or loss away from home

We can't provide cover against theft or loss away from home unless the item:

Is being worn by you or your immediate family

Is being carried under your close personal custody or control or that of your immediate family

Is deposited in a bank or locked safe

  • Theft at home

We can't provide cover against theft from your home unless your jewellery is kept inside the home and any security devices are in operation and there is clear evidence of forcible and violent entry or exit

  •  Evidence of ownership

We cannot provide cover where no evidence of ownership or a jewellery valuation has been provided

What's not covered

  •  Loss cover if item not insured with 60 days

If the item you are wanting to insure was purchased/gifted more than 60 days ago, and you have not had it insured in the last 60 days, then loss cover will be excluded. Your policy will still provide cover for theft and accidental damage for all items you have chosen to insure with us

  • Wear and tear

We cannot provide cover against damage caused by wear and tear

  • Unmounted gemstones

We cannot cover against loss or damage to any unmounted gemstones

  • Certain imported items

Any imported item where appropriate UK customs duty has not been paid or where evidence cannot be provided

For more information about what isn’t covered under the terms of our valuables insurance, please read our insurance booklet.

Check out some of our great reviews

"Great price"

5 stars

Great price insurance and very easy to purchase. Thank you.

Miss Deborah Cowie January 2018

"Very informative and comprehensive"

5 stars

I trust our relationship to grow with my plans for a premium watch collection.

Mr Paul Bellfield December 2017

"Great service"

5 stars

Service was excellent and definitely recommend to friends and family, many thanks.

Mr Adam Dee December 2017

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*Terms and conditions apply. Price includes 10% discount. Quote based on one single item to the value of £4,000 with an excess of £500, a postcode of WA16 0LU and date of birth of 23/01/79. Price represents monthly equivalent over 12 months. Actual payments will consist of an initial 20% deposit followed by 9 equal instalments by Direct Debit.

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