Why choose Ripe for campervan insurance?
The freedom of flexible cover
The flexibility of our insurance gives you the freedom to choose your cover options and only ever pay for what you need.
Simplicity is the key
We’ve made sure everything’s taken care of, with automatic checks including driving license validation and claims experience, resulting in a speedy online quote and buy process.
If you’ve been creative and made your home on wheels your own, cover can be provided for DIY conversions too.
What is a campervan?
A campervan is a small vehicle that has been converted to include areas for cooking, sleeping and driving. While they are similar to motorhomes, campervans tend to be a lot smaller in size.
What is campervan insurance?
Campervan insurance is a form of financial protection that covers you when your campervan is on the road or parked up. An insurance policy can provide cover for theft, traffic accidents, or injury to yourself or any passengers you may have.
What does campervan insurance cover?
- Public Liability cover
Unlimited cover for death or injury caused to a third party. £20m cover for damage caused to someone else’s property. £5m cover for legal costs
- Theft, accidental damage, fire, and flood cover
- Equipment and accessories
Cover for additional items for your motorhome (e.g. awnings, utensils, camping equipment, etc.)
- New-for-old cover
Cover applies if your campervan is bought new, less than 2 years old, and has done fewer than 12,000 miles
- Emergency accommodation cover
Covers cost of hotel accommodation or replacement vehicle hire if your campervan is stolen, damaged, or uninhabitable and you’re more than 50 miles from home
What's not covered
- Carrying more than 8 passengers
- Claims made when renting out your campervan
- Can’t be primary residence
Campervan also can’t be slept in for more than 9 months of the year
- Campervan being used for business
- Claims where driver does not have a license or is disqualified
- Enhanced windscreen cover
- Personal accident
Cover for serious injury or death following an accident in the motorhome
- Continental Europe
Extended cover to include travel to a range of European countries for up to 90 days in one trip or 180 days in the year
- Legal expenses
Legal costs or expenses to assist recovery of uninsured items relating to personal injury or damage
- Key cover
Following damage or theft, up to £1,500 to replace keys and locks