Camera insurance so you can focus on the perfect shot
UK customer service team
Monthly payment option
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Rated 'Excellent' on Trustpilot
Underwritten by Hiscox Insurance Company Limited
Camera insurance
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Why choose Ripe for camera insurance?
Ripe arranges specialist camera insurance that is supported by a UK based customer service team and rated ‘Excellent’ on Trustpilot. With over 20 years of experience, a camera insurance policy by Ripe is for beginners and professionals alike.
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Up to £60k equipment cover
Financially protect cameras, lenses and other photography kit against theft and accidental damage at your insured home or studio.
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Optional EU or worldwide cover
Taking your camera abroad? Choose optional EU or worldwide cover for up to 60 days during the period of insurance, helping financially protect your insured kit while you’re away.
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New for Old for cameras up to 3 years old
If your eligible insured camera is stolen or accidentally damaged beyond repair, New for Old cover can provide a new equivalent replacement.
Camera insurance to protect your passion
Your camera is more than just equipment. It might be something you have saved for, upgraded over time, or carried with you through countless shoots and trips. When you are out taking photos, at home editing, or travelling with your kit, there is always the risk of damage, loss or theft.
Camera insurance by Ripe is designed to support you and your equipment. It is about feeling more at ease while you focus on what you love, knowing your kit is looked after if something goes wrong.
What does camera insurance cover?
Camera insurance by Ripe can financially protect your camera, lenses and supporting kit against theft and accidental damage. Choose equipment cover for your insured home or studio, with optional protection for taking your kit on location or abroad.
Flexible cover options – insure equipment, Public Liability, or both on one policy
Camera and photography equipment – theft and accidental damage up to £60k (New for Old for items up to 3 years old)
Individual equipment items – a £10k single-item limit applies
Public Liability – protection against claims for injury to third parties or damage to their property
For the full list of what's covered, please visit our Important Documents page.
Equipment away from your insured location – optional theft and accidental damage cover up to £30k
Mobile phones and tablets – when used alongside photography equipment
Cover outside the UK – EU or Worldwide options available
Theft from a vehicle – unattended equipment cover up to £20k
Optional Cover Options For Professional & Semi-Professional Photographers
Equipment hire costs – replacement equipment following damage or theft
Professional Indemnity – claims for errors, omissions or negligence
Portfolio cover – reproduction, re‑printing and re‑lamination costs
Hired‑in equipment – cover for temporary replacement equipment
Associates cover – extends cover to assistants or volunteers
Legal expenses – including contract disputes, tax enquiries and legal helpline
Loss of photography equipment
Theft where security requirements are not met
Theft from an unlocked vehicle or visible equipment
Equipment misuse outside manufacturer guidelines
Hired‑in equipment without a formal hire agreement
Equipment stored in wooden buildings
Personal injury to the policyholder
Mechanical or electrical breakdown unless it results in a fire
Camera equipment insurance
Your camera kit is at the heart of what you do, which is why camera equipment insurance is designed to protect the tools you rely on every day. From your main camera body to the accessories that support your setup, you can choose the level of cover that matches the value of your gear and the way you use it.
Whether you work with a single camera and a couple of lenses or manage a full kit including tripods, lighting and editing tech, specialist camera equipment insurance can protect your equipment against elements like theft. It means you can keep doing what you do best, without having to worry about your equipment.
What types of cameras can be insured?
Photography takes many forms, whether you’re a professional or hobbyist, and so does the equipment behind it. Ripe arranges camera insurance for different camera types, with cover based on the value of the kit you want to insure.
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DSLR cameras
Used for portraits, wildlife and sports photography, DSLR cameras combine an optical viewfinder with interchangeable lenses.
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Mirrorless cameras
Popular for photography and filming, mirrorless cameras offer interchangeable lenses with electronic viewfinders or screen-based shooting.
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Compact cameras
Small and easy to carry, compact cameras have built-in lenses for capturing everyday moments, holidays and weekend trips.
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Film cameras
Analogue cameras capture photographs on film, offering a different approach to everything from street photography to studio portraits.
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Video cameras
Designed primarily for recording moving images, video cameras are used for interviews, events, promotional films and creative projects.
Camera insurance for Canon, Nikon, Sony and more
Whether you prefer Sony, Nikon or Canon cameras, your choice of camera is down to your needs and preferences. Ripe arranges equipment cover options for cameras and lenses from a wide array of camera manufacturers, so you can have peace of mind that your kit is covered.
Common manufacturers insured by Ripe include:
Canon cameras
Nikon cameras
Sony cameras
Fujifilm
Panasonic
Olympus
Other camera manufacturers insured by Ripe
Using another camera brand or a mix of equipment? Cover is based on the value of your kit, with up to £60K available at your insured home or studio and optional cover away from this location up to £30K.
Get a camera insurance quote by Ripe to choose cover amounts for your equipment.
Refer your friends and get rewarded
If you choose to refer your friends to us, not only will we reward you with a £20 voucher of your choice, but your friends could make some great savings too!
Camera Insurance FAQs
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Loss isn’t included, as cover applies to theft and accidental damage only.
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Yes. You can choose EU or worldwide cover, giving you protection for your equipment while shooting overseas for up to 45 days on any single trip and 90 days in any one policy year.
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They can be, provided they’re used primarily alongside your photography equipment. You can also add mobile phones and tablets as optional cover.
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Yes, if you add “theft from a vehicle” cover and meet the security requirements for storing equipment in your car.
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Home insurance may not cover professional use or high‑value kit when used away from your home. Specialist camera insurance is designed specifically for photographers who need dedicated protection for their equipment wherever they work.
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This only applies if you employ anyone as part of your photography or videography work. In that case, it’s a legal requirement.
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The cost depends on the value of your equipment and the cover options you choose. Factors like worldwide cover, Public Liability or higher‑value kit may increase your premium, while a smaller setup with fewer add‑ons will cost less. You can build a policy around your exact needs.
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Yes. Cameras and lenses from different manufacturers can be included in your selected equipment cover. Ripe offers up to £60k cover at your insured home or studio, with optional cover away from this location up to £30k.
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Items worth more than £3k must be listed individually on your policy schedule. A £10k single-item limit applies, and your selected equipment cover should reflect the value of all the kit you want to insure.
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You can add optional EU or worldwide cover for up to 60 days during the insurance period. This provides cover for insured camera equipment within your selected options and limits; it does not replace travel insurance.
