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Carpet fitter insurance

What is carpet fitter insurance?

Our carpet fitter insurance is designed to protect you from the risks that come with running your business. When you're fitting carpets in houses, offices and other buildings, there are things that could go wrong – perhaps more than you may think. If a claim is made against you, it could be costly if you don't have the right insurance. That's why we offer specialist cover for carpet fitters, tailored to suit you.

Why do carpet fitters need Public and Products Liability insurance?

When you're fitting a new carpet using a range of tools, there is always a chance of causing injury or damage.

A customer could trip over a knee kicker, or injure their feet on a gripper, or you may accidentally damage a skirting board when fitting new carpeting. In such cases, you could be subject to a costly compensation claim, which is why you need Public Liability insurance.

Public Liability insurance protects your legal liability if a claim is made against you or your employees for injury or property damage.

Our Public Liability insurance for carpet fitters can be obtained in just a few clicks and you can choose from £1m, £2m or £5m of cover, depending on the size and nature of your business.

Why do carpet fitters need Employers' Liability insurance?

If you employ other carpet fitters, you are required by law to have Employers' Liability in case one of them makes a claim against you.

Knee injuries are common among carpet fitters and if someone you employ suffers such an injury on the job and holds you responsible, you could be liable for hefty damages.

This is why you need Employers' Liability insurance to cover the costs and legal expenses arising from an injury-related claim against you. Ripe Insurance for Small Business offers £10 million Employers' Liability cover as standard.

Why do carpet fitters need Tools cover?

Without the right tools, you can't fit a carpet adequately or safely. For instance, if your knee kickers, carpet stretchers or hammers were lost, damaged or stolen, this could leave you unable to carry out your work.

If you weren't insured and had to pay for repairs or replacements out of your own pocket, there would also be obvious financial implications for your business.

Ripe Insurance for Small Business provides specialist Tools cover of up to £5,000, to protect your equipment against theft, loss or accidental damage. With our Tools cover, you can minimise disruption to your business and continue fitting carpets with minimal fuss.

Why choose our carpet fitter insurance?

Our carpet fitter insurance is quick and easy to buy and can be tailored to suit your needs. We also include £10,000 accidental death benefit FREE in all our policies.

We believe in giving you the right cover at the best possible price. Our Lowest Price Guarantee means we won't be beaten on price, so get an instant online quote today and make sure your business is protected.

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