We'll beat any quote by 5%
Switch to us and save 5% off your insurance
To qualify for this exclusive saving on both renewing policies and new policies, please call our friendly team on 0800 112 4752 and have your quote to hand. We’ll chat through the cover you need and beat the quote by 5%. Simple!
Lowest Price Guarantee*
We’re confident you won’t find another policy that matches your needs for a lower price. If you find the same level of cover and terms elsewhere for less, we’ll refund the difference. Our guarantee to you.
0% APR on all policies
We don’t charge any extra for paying in monthly instalments. Simply choose the ‘Pay Monthly’ option, make an initial 20% deposit and enjoy 0% interest on 9 equal instalments. Get a quote.
Insure multiple items on one policy
If you have more than one watch or valuable item of jewellery to cover, we’ve made it easy for you to insure them all on one policy. You can insure any combination of jewellery and watches, providing that each item is worth at least £1,000 individually and the total value for all items is £50,000 or under. Get a combined quote.
Easily add, replace and remove items
We know that your collection of valuables may change from time to time (especially after birthdays and Christmas!) That's why we’ve made it easy for you to add, swap or remove items. Simply get in touch with our customer service team, we’ll make your changes and email your new documents to you straight away.
No hassle claims service
We understand that making a claim can be stressful. Our aim to is to give you clear, helpful information to make the process as simple and worry free as possible. If an incident happens, please contact one of our helpful advisers as soon as you can. If you call out of office hours, you can leave a message and we will contact you the next working day.
We keep it simple
We like to make insurance less complicated. Our quote and cover process is quick and easy and once we’ve agreed your cover, unlike our competitors, we won’t ask you to send us valuations or photographs of each item before cover begins. The only time we will ask for valuations and proof of ownership is in the event of a claim. About our claims service.
Unlike other insurers, we don't exclude territories or limit cover for days outside the UK. Providing that you are a UK resident, your policy allows you to enjoy peace of mind wherever you are with unlimited international cover as standard on all policies.
Simple claims process
If the worst should happen and you need to make a claim, we'll work with you to quickly provide settlement. We're partnered with a network of jewellers nationwide, to make replacing your precious items a smooth and stress-free experience.
* Lowest Price Guarantee is based on like-for-like cover. A written quotation from the comparable provider must be provided, as well as their Policy Terms. Ripe Insurance for Valuables will endeavour to respond to any quote request within 14 days from receipt of all relevant documentation.