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Jewellery insurance

Specialist Jewellery Insurance.

Specialist jewellery insurance. Solid gold protection.

We know how much your personal jewellery means to you. Ripe Insurance for Valuables has been designed to allow you to quickly and easily protect a wide range of jewellery including rings, necklaces, bracelets, earrings, tiaras, bangles and brooches. Our jewellery insurance provides first class cover for low premiums, giving you peace of mind and the freedom to wear your jewellery wherever you are.

Why insure your jewellery?

Expensive jewellery has always been a prime target for thieves. Easily spotted and hard to trace, jewellery is particularly vulnerable to theft, both at home and whilst being worn. Due to its delicate nature and size, it is also easily lost or damaged. Our specialist jewellery insurance lets you enjoy your jewellery without the worry of loss, theft or damage to your precious items.

What does our specialist jewellery insurance cover?

Our insurance cover includes theft, loss and accidental damage, at home or away. Our cover extends worldwide so you can take your jewellery with you when you travel, worry free. As our maximum combined limit is £30,000, you can add several items to one simple-to-arrange and easy-to-manage policy.

Why specialist jewellery insurance is better than home insurance

Some household insurance policies will not provide cover for your jewellery outside of the home, meaning that your valuable items could be unprotected when you are wearing them. Additional cover on your household policy can be expensive and claims can impact on your no-claims bonus, which may drive up the cost of your annual premium. Our bespoke jewellery insurance provides you with an efficient and cost effective solution – all the cover you need and value for money premiums.

What type of jewellery can you insure?

Regardless of whether your jewellery is brand new, vintage or antique, we can insure any items valued at least £1,000, up to a maximum combined value of £30,000. We insure engagement and wedding rings, diamond rings, necklaces, bracelets, earrings, tiaras, brooches, charms, lockets, bangles, armlets, pendants and chokers.

How much does jewellery insurance cost?

The cost of insuring your jewellery could be less than you think. We take into account the type and value of your jewellery before giving you a full insurance quote. We offer a Lowest Price Guarantee, meaning that the cost of insuring your jewellery is likely to be cheaper with Ripe Insurance than our competitors. Get a quote and see how much you could save.

Do you have other valuables you'd like to insure? Combine them under one policy and save 10%

You need an up-to-date valuation of your jewellery in order to make a claim. Find out how to get your jewellery valued.


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