Nothing beats a few days away and if you own a chalet, you’ll probably try to make the most of it, spending as much time as you can at your favourite spot. Like a lot of holiday home owners, you’ll probably invite your friends and family to enjoy it as well and you may also rent it out to other holidaymakers when you aren’t using it. As chalet owner, you’ll already know the risks and financial costs that an incident or damage can bring, making the right insurance cover essential.
Why do I need chalet insurance?
As a chalet owner, you'll be well aware of the risks to your property. Storm damage, fire, flood, break-ins, and vandalism are among the most common incidents which lead to expensive chalet repair costs. There are also risks to other people and their property that you should be aware of. For example, if there was a fire in your chalet which spread to other properties nearby, you might be found to be liable for any damage caused. The holiday park where your chalet is kept may also request that you have a certain level of Public Liability insurance cover to stay on their property. Take a look at Our Cover for details of the different cover options we have available.
What does chalet insurance cover?
Most chalet insurance policies cover the ‘basics’ of home and contents cover, including damage to the building itself and damage, loss or theft of the items within it, for example freestanding furniture and electrical goods. As well as this, most holiday home owners add extra cover for their personal possessions and sports equipment, hotel and caravan hire or loss of rent.
How much is chalet insurance?
The price of your chalet insurance policy is determined by a number of factors, including the type of property, the value, location and the levels of cover you choose.
Ripe Insurance for Chalets is coming soon!
You'll soon be able to get a quote here for your chalet. Check back regularly for updates!