Sports Team Insurance
Why do I need sports teams insurance?
Whatever sport you play, accidents can happen. Therefore, it’s vital to have specialist sports team insurance in place to ensure every member of your team is protected in case of an accident or injury.
Whether you need Personal Accident, Public Liability, or Sports Equipment cover, we can tailor a policy to suit your team’s needs. With our specialist sports team insurance, you can focus on working together to success without worrying about the risks.
Plus, if your team has a clubhouse or other sports facilities, we provide great value protection with our sports club house insurance. Therefore, you can feel confident you won’t be out of pocket if something happened to the building.
What cover do we offer?
- Up to £50,000 Personal Accident cover
- Loss of Earnings
- Up to £10m Public Liability
- FREE Professional Indemnity up to £1m
- Stolen, lost, or damaged equipment
- Worldwide up to 180 days
What does sports team insurance cover?
Personal Accident cover if a member of your team requires treatment:
Injuries are common in sport, and often more than one member of a team gets injured during a match or game, whether it’s a minor cramp or a more severe dislocation. Not only will injuries affect your team’s scores, but it could also end up costing a lot of money to make sure members get the treatment they deserve.
That’s why you need Personal Accident cover, which covers the cost of treatment such as physiotherapy.
We provide up to £50,000 Personal Accident cover for your team. You can also add optional Loss of Earnings cover for team members.
Public Liability cover against injury or property damage:
Sadly, in sport, you always risk accidentally injuring someone else or even damaging property. If you hit a ball at someone’s car or accidentally hit a spectator, you could be held responsible and be facing an expensive compensation claim.
Insure4Sport’s Public Liability protects your team’s legal accountability if a claim is made against anyone in your team for either injury or accidental property damage – so you and your team can play without any fear.
- Our Public Liability cover starts at £1 million.
- You’ll also get £1 million of FREE Professional Indemnity cover when you take out our Public Liability cover, protecting you against claims that arise from advice you’ve given to clients.
Cover for equipment repairs and replacements:
We understand that your team’s games and practices rely on certain equipment. If any important equipment was lost or damaged, your team’s success may be hindered, or arrangements won’t go ahead. What’s more, it could end up costing a lot of money to repair or replace.
Our Equipment cover, with a maximum of £2,500 per single item, ensures your team’s equipment, whether it’s kit bags, goal posts or training aids, can be repaired or replaced with as little disruption as possible.
- Your team can cover their sports equipment against loss, theft, or damage.
- If the item is less than one year old – and was bought new – we’ll replace it new-for-old.
Worldwide cover if your team wants to play or train abroad:
Whether you want to venture overseas for a preseason tour or to compete in a competition, you need to stay protected.
We provide Worldwide cover which protects you for up to 180 days abroad, so you can train outside the UK without worrying about insurance.
Why choose our sports team insurance?
Our sports team insurance is provided by Insure4Sport, part of Ripe Insurance. As part of the Ripe Guarantee, we promise to provide you with great cover and exceptional service at the best price. We let you tailor your policy, so you’ll never pay for more cover than you need.
Get an instant online quote and see what we can do for you.