Why choose specialist small business insurance?

Instant, tailored cover for your business. Quick and easy.

Business insurance can be a bit of a headache. It can be complicated and long-winded and quite often you'll find that you'll need to fill out pages of questions just to get a quote. We've simplified it so that you are only offered insurance that suits your profession, making the whole process quicker. Take a look at some of the other benefits to insuring your business with Ripe.

Cover in an instant

Time is money in business which is why we've made our quote and cover process as quick and easy as possible. We'll ask you to give us some details about your business and have you covered within a few clicks. We'll email the policy documents over straight away too. Get a quote.


Monthly payments for policies over £50

To make your business budgeting easier, simply choose the ‘Pay Monthly’ option, and after making an initial 20% deposit, you can pay the remaining amount over 9 convenient, equal instalments. Get a quote.


Public Liability insurance

If you run your own business you’ll know that things can go wrong from time to time. Having public liability insurance can protect you and your business from the serious threat of injuries to customers or members of the public. Our public liability insurance gives you 24 hour protection and peace of mind. 

£10k Accidental Death cover – FREE

To provide you with that extra layer of peace of mind and protection should the worst happen, we include Accidental Death cover free of charge with each of our Small Business policies. This provides a maximum of £10,000 should the most serious of accident occur, leading to loss of life. About our cover.

Free legal advice for your business

We understand that legal matters can be complicated and we're here to help. As a Ripe Insurance for Small Business customer you'll have access to a free 24 hour legal helpline, providing you with guidance and business advice whenever you need it. Just quote your policy number when you call and we'll do all we can to help.

Create your own policy

We like to make insurance less complicated. We 'unpackage' insurance and let you decide which cover you'd like to add, which means that you don't end up paying for cover that you don't need. Naturally, we'll provide you with some suggestions along the way so you know what is available, but you decide what to buy.

Any questions?

Our friendly and knowledgeable, UK-based customer service team are on-hand to answer any questions you may have. Contact us.

Please enter a valid email address.

Please Please tick one of the boxes below.

Let's stay in touch.
Sign up to receive special offers and exclusive discounts.

Your data is safe with us and you can unsubscribe at any time. For more information, please see our Privacy policy. We also work with a few, carefully selected retail and leisure partners. Please click below if it's ok for us to send you offers and information from these partners from time to time.

Thank you for subscribing, you’ll be hearing from us soon!