Why choose specialist small business insurance?
Instant, tailored cover for your business. Quick and easy.
Business insurance can be a bit of a headache. It can be complicated and long-winded and quite often you'll find that you'll need to fill out pages of questions just to get a quote. We've simplified it so that you are only offered insurance that suits your profession, making the whole process quicker. Take a look at some of the other benefits to insuring your business with Ripe.
Cover in an instant
Time is money in business which is why we've made our quote and cover process as quick and easy as possible. We'll ask you to give us some details about your business and have you covered within a few clicks. We'll email the policy documents over straight away too. Get a quote.
0% APR on all policies
Unlike lots of our competitors, we won’t charge any extra for paying in monthly instalments. To make your business budgeting easier, simply choose the ‘Pay Monthly’ option, and after making an initial 20% deposit, you'll enjoy 0% interest on 9 convenient, equal instalments. Get a quote.
24 hour claims helpline
When you've got your own business it's not always 9-5 and you might need help or advice any time of the day. Our claims team are available 24/7 to help you with any incidents that may occur, giving you time when you need it and peace of mind around the clock. Making a claim.
£10k Accidental Death cover – FREE
To provide you with that extra layer of peace of mind and protection should the worst happen, we include Accidental Death cover free of charge with each of our Small Business policies. This provides a maximum of £10,000 should the most serious of accident occur, leading to loss of life. About our cover.
Free legal advice for your business
We understand that legal matters can be complicated and we're here to help. As a Ripe Insurance for Small Business customer you'll have access to a free 24 hour legal helpline, providing you with guidance and business advice whenever you need it. Just quote your policy number when you call and we'll do all we can to help.
Create your own policy
We like to make insurance less complicated. We 'unpackage' insurance and let you decide which cover you'd like to add, which means that you don't end up paying for cover that you don't need. Naturally, we'll provide you with some suggestions along the way so you know what is available, but you decide what to buy.